How To: Buy a home with financial preparation
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."
This video walks you through the steps of using geometric series sum to figure out mortgage payments. This excellent video shows you a clean blackboard, with the instructors voice showing exactly what to do. Don't fret, any question you may have, will be answered. Watching this video will make you feel like your back in the classroom but rather comfortably from your home.
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
In this video tutorial, viewers learn how to deal with a traffic ticket. When you pay for a ticket, don't just ignore it because there is always a hidden cost to a speeding ticket. Speeding tickets may cause insurance rates to go up. To avoid the insurance penalty, users should either go to court or traffic school. Going to traffic school to take the ticket off of your driving record. Another method is to cut a deal with the prosecutor. The key is to keep the points off your record and not al...
The first thing that comes to mind when your car is stolen is: ####!! However, once calm, cover these bases when your car is stolen to notify relevant parties and help ensure vehicle recovery or replacement.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Runescape has more sidequests than US Government has mortgage-backed securities. This video will teach you everything you need to know about one of them. It's a miniquest called Tarn's Laircommentary here is great, and will leave almost no room for you to lose, you lucky devil.
As a former repair tech, I've heard the same reasons over and over as to why people opt not to purchase phone insurance. Some cite the cost—why pay extra every month for insurance when you're careful with your phone? Deductibles are expensive, so why not just spend that money on a repair instead of getting a refurbished phone as a replacement?
Need some help figuring out how to apply for unemployment insurance benefits after being laid off from your job in California? This video guide is here to help. For the specifics, including detailed, step-by-step instructions, and to get started applying for unemployment yourself, take a look.
I'm sure a lot of people have been following the news and depending on your position on the issue, you might have been happy or dissappointed about the fact that Obamacare has been OK'd by Congress. Let's see what this really means to us.
This gem, an extensive cinematography video tutorial on Motion Control systems by Mark Roberts Motion Control. In some ways this video is an advertisement for the systems they create, but there is a lot of useful knowledge shared that transfers to planning, shooting, and compositing with lesser tools. This instructional video explains what motion control is and the features of the Milo Motion control system rig. A ton of fantastic commercial and music video creative work is shown, with shot b...
In this three-part video tutorial, learn how to manage loans with an amortization table in Excel. The three parts of this video go over the following:
Ok, I have to admit, I drop my phone around 2–4 times a week. I'm horrible at protecting it and I've gone through my fair share of cracked phones. Most of the time, once the phone is cracked it's just easier to get an entirely new phone, rather than have to fight your phone provider for a fix.
Tired of walking everywhere? Does your only ride have two wheels and a bell? Check out this video and learn tips and tricks for convincing your parental units to buy you a car. Pretty soon you will be cruising through town and the envy of all your friends.
Ever wanted to create your own X-ray without a doctor's visit? Learn how to create your own X-ray in Photoshop by compositing two separate images to make it appear as if you are holding your own X-ray. You will use different layers, layer masks, and levels to make a believable self X-ray image - and you don't even have to get it approved through your insurance!
The World Health Organization has declared the new coronavirus a pandemic, and the Centers for Disease Control and Prevention recommends video visits with a healthcare professional to reduce the risk of being exposed to the coronavirus that causes COVID-19. If you are experiencing mild flu-like symptoms, virtual doctor visits may also prevent you from endangering others.
Take a folder and organize documents based on the actions required. Actions:
Everyone hates to feel like they've been taken advantage of, especially when buying a used vehicle. The thought comes across every car buyer's mind... "Did I just get taken by that smooth-talking salesman?" When it comes to cars, how do you know if you're really getting a good deal, or if you're being offered a fair price for your car? After all, cars are most peoples second largest investment, so we need to make this decision wisely.
Wedding insurance, vacation packages, travel discounts – the American Automobile Association offers its members more than free towing.
Ever tried to sign up for auto-insurance, or some other thing that required your VIN number, and ran around trying to find it in frustration? Well frustrate no more good people! This video will show you all of the various places that you can locate your VIN number! Trust me, there's a lot....
Work can be a rough place, especially if you're in construction or another laborious field of work, but that doesn't mean that anybody who works (or even doesn't work) isn't susceptible to work-related injuries. The most common workplace injuries are back injuries. This educational video, entitled "Back Your Back: Back & Muscle Injury Prevention" is all about reducing your risk of back problems.
This beauty video demonstrates how to create sexy Valentine's Day makeup.
In order to recreate a Taylor Swift "Our Song" inspired makeup look, you will need the following: shadow insurance, eye shadow, liquid eyeliner, lipstick, false eyelashes, eyeliner, and mascara.
There's nothing better than being your own boss some say. If you are ready for the risks and the work, take your passion to the next level and start your own business. Learn how to start your own business with help from this video.
Neutral eyeshadows don't necessarily equal a boring, blah everyday look. In fact, neutral shadows in taupe, gold, and gray make fantastic backdrops for more dramatic eye embellishments like liquid liner and false lashes.
During the age of silent film and film noir film was limited to only variations of black and white. While this aided greatly to produce scenes of dire intensity (a starkly lit shot of a man in an alleyway, for instance), this also meant that actors and actresses had to wear tons of makeup to make their makeup show up on screen.
We all have a general idea of what a pin-up looks like: Big, buxom hips, wild curves that render men speechless, finger curled hair, and the iconic red lips with cat eyes combo. Bread out of the mold by creating a pin-up look that's equally glamorous and sexy but with a slight twist.
Most of us wouldn't even think to wear bright yellow and royal purple together unless we happen to be at Staples Center cheeering the Laker's on through the NBA Finals Tournament. But these two colors, which happen to be complementary hues on the color wheel, actually make for gorgeous makeup looks.
Betsy Sell and Tom Wilt of AAA Travel Services present this video to teach you how to plan for international travel. They teach you how to prepare the right documents, explain how to get a passport, and discuss travel insurance. They also discuss how to plan for emergencies and how to deal with different kinds of money such as travelers' checks. They also discuss how to pack, what to do when documents are lost, and safety tips. This video is the introduction in a series with this information ...
This video shows you how to get a New Year’s Eve look that is very fun, flirty, but simple using glitter. For a base use two face eye shadow insurance all over. Take a blue and put it onto the lid up and away. For the bottom use a dark blue and with a small brush smudge it across the bottom of the eye. Use Aqua Black and with an angle brush apply it as a liner. Use MAC glitter liner and put it on the inner corner of the eye. With a clean q-tip take a silver glitter and dotting it into the gli...
Want to look like a superhero? Check out this very helpful beauty video for all of you who have troubles with makeup every now and then. Xsparkage shows you how to create the yellow and black Batman makeup look. Don't be afraid, it will be awesome! Batman in no time!
Want to look like a superhero? Check out this very helpful beauty video for all of you who have troubles with makeup every now and then. Xsparkage shows you how to create the Incredible Hulk makeup look. Don't be afraid, it will be awesome!
Toyota is testing blockchain and distributed ledger technology (BC/DL) for data sharing for driverless cars and other applications. This could eventually reassure buyers of its upcoming high-end cars by making sure their sensitive data is secure.
If you shatter your new Samsung Galaxy S8 display, then be prepared to pay a hefty repair fee for that bezel-less baby.
Yanik Chauvin teaches us how to safely pack photo equipment for travel in this tutorial. First, remember to have good insurance on all your equipment, just in case something does break. To pack your things, use a backpack that is specifically made for cameras. Also, arrange for the lens not to be attached to the body of the camera while traveling. If you have to have it attached, make sure there is something under your lens to protect it from any additional shock. If you don't have a backpack...
So you want to make a film, and in that film you want to have a sword, but you can't buy one, not to mention real ones are pretty dangerous. Your insurance costs will go through the roof! Well, here's you solution. Check out this helpful two-part video tutorial on how to make your own prop swords, which means less dangerous swords. Actually, they're made out of metal, so you still might just somebody with them yet.
Hitting up Tao in Vegas to celebrate the New Year? How about attending your super trendy friend's Christmas Eve party in New York? If you're destined for glitzy occasions, then it only makes sense that you should be dressed to the nines and look the part.
As a general rule of thumb, when you wear makeup it's not supposed to look like you're really wearing makeup, but simply like you're a more awake and youthful version of yourself. Makeup is there to flatter, not to hide.