How To: Be smart about saving
Horrible at saving money? Creating a savings account to put aside and accumulate money is easier with these strategies.
Horrible at saving money? Creating a savings account to put aside and accumulate money is easier with these strategies.
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:
Watch this video tutorial to learn how to book the best hotel room for your money. You've spent all year saving up for your dream vacation. The last thing you want is to end up in a hotel room that ruins the whole trip.
Originating in Harlem in the 1920s, a rent party is a fun way to stave off eviction. You will need a place to party, food and drink, musical entertainment, paying guests, party flyers, a hat to collect donations, and lots of beer. Fact: The going rate for a Harlem rent party admission was usually 25 cents, plus extra for the homemade concessions sold in the kitchen or hallway.
Legal Services A group of lawyers refused to provide legal services to needy AARP members for $30 per hour, but when asked to do it for free, they readily agreed.
This video is about Annual percentage Rate(APR) and the Effective APR rate.The video begins with an example of a credit card which has a APR rate of 22.9% and daily periodic rate of 0.06274%.You can get the APR rate by multiplying the daily peiodic rate with 365, which in this case will be 0.06274*365 which is equal to 22.9.If you convert the daily periodic rate into decimal values , it will be 0.006274.So for example, if you have 1 dollar in your balance on day 1, on day 2 you will owe 1.000...
With all the documents ready, we need to fill our wallet with money for the travel. This video discusses various ways of filling the pocket. That is how to prepare the money for international travel. Over the years credit cards have been widely used by many travelers, which is safer than carrying cash. In this case we need to contact the credit card provider well in advance and notify them about the travel. Also we need to learn about the various fees applicable to international purchases. Th...
Need a little help choosing the right paper for the job? When it comes to making a good impression, choosing the right paper can make all the difference. Use guidelines will help you pick the best type for your project.
From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet pedagogical superstar Salman Khan's series of free math tutorials, you'll learn how to work with and solve rate problems in algebra using the distance formula.
Need some help figuring out a simple rate problem (involving the rate of a train for example? See how it's done with this free video math lesson. Need help finding the From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet peda...
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, part of his "Excel Finance Class" series of free video lessons, you'll learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate) and Period Rate.
One formula that you will run into in Calculus is calculating the percentage growth rate using a logarithmic derivative, elasticity of demand, relation among elasticity of demand and also revenue. In this video you will learn the different formulas that are used, methods of solving each formula, and also the full solutions.
Want to calculate percentage growth rates (also known as the relative rates of change)? Learn how with this free video calculus lesson, which covers calculating the percentage growth rate using a logarithmic derivative, elasticity of demand and the relation between elasticity of demand and revenue. From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever t...
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 29th installment in his "Excel Business Math" series of free video lessons, you'll learn how to solve for rate, amount of change and rate of change.
What Is a Rate? A rate is a comparison of two quantities that have different units. An example is 90 miles/3 hours, which is read as 90 miles per 3 hours.
Unclaimed money, or money that has gotten lost in the financial system but is owed to you, is all over America. If you think there might be money that belongs to you in the state of New York, check out this video made by State Comptroller Mike DiNapoli outlining how to check whether you are owed unclaimed money and how to claim it.
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
How to test your graphic frame rate in iTunes
It's never too early to put away money for your child's education. Consider these options before choosing a plan. Watch this video to learn how to get started with a college savings plan.
All you hear about on the news, the radio, and in other media sources is how the unemployment rate is high. But how do they know that? How did they get to that conclusion? Well, wonder no more! In this video you will learn what formulas you can use and other statistics to find out what the unemployment rate is.
Your maximum heart rate is an important piece of information to know if you are exercising seriously and want to make sure you are going hard without damaging your body. This video will teach you an easy, conservative way to estimate your maximum heart rate. With this knowledge and a heart monitor you will be able to assess the quality of your workout more accurately.
As with any investment, putting your money in foreign markets requires due diligence and the willingness to take risks.
In this invigorating exercise, the Shirtless Apprentice leads us through the beautiful pastures of frame rates. Watch as Matt explains the intricacies of selecting the correct frame rate for your online video.
The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...
In this installment of the Excel Basics Series you'll learn how to use formulas to calculate an annual interest rate, as well as breaking it down to a monthly rate and an effective annual rate. A general knowledge of Excel is helpful for navigating the menus in Excel, but if you pay attention during this presentation you'll pick up the skills quickly! Several ideas covered in this video are Formulas with cell references, how to find various Excel functions to use in formulas, and the Effect f...
This movie shows you how to easily change screen resolution and the refresh rate in Windows 7. The first thing you have to do is to right-click anywhere on the desktop and then click the 'Screen Resolution' item. If you have multiple displays, select the display which resolution you want to change from the pop-up menu in the 'Display' field. Next, select the preferred resolution from the pop-up menu in the 'Resolution' field. To change your display refresh rate, you have to click the 'Advance...
Utilizing X-Rated Fusion, this drink brings many flavors to the table, most through the alcohol itself. With a bit of Peach Schnapps and pineapple juice, the only thing to make this drink complete is a bit of 7UP to lighten the mood.
Expert money hider shows you where to hide money in your car, like: the back seat, glove box, trash, clothing, and cup holders in your car; find more hiding places in this free money hiding video.
With the rise of smartwatches and wearables, you'd almost expect to need one to get a heart rate reading. While these devices can be helpful, not everyone has or wants to wear a gadget all the time to track their BPM. Luckily, when you combine Google Fit with a popular third-party heart rate measuring app, it will make things easy for you.
The days of bad smartphone videos are long gone. Your iPhone or Android phone is a capable video recorder, even offering different frame rate options in the native camera settings. Filmic Pro makes things a little simpler, however, and adds additional controls you wouldn't find on your device alone.
Filmic Pro harnesses the full native power of your iPhone or Android phone — and then some. If your smartphone shoots in 4K resolution, Filmic Pro will let you choose that resolution. However, it's not all about the pixels — bit rate is an essential factor in determining the overall quality of your 720p, 1080p, or 4K video, something Filmic Pro gives you full control over.
You're minding your business when your Apple Watch taps you. To your surprise, the watch claims your heart rate dipped abnormally low. The news might come as a shock — especially if you have no history of a heart condition — but before you panic, you should take the time to fully understand what this alert is really saying and what you can and should do about it.
Samsung created quite a buzz when it debuted a built-in heart rate sensor on the Galaxy S5 back in 2014, but amazingly, not many other manufacturers decided to follow suit. It's really a shame, too, since data from a heart rate sensor would go perfectly hand in hand with the increasing fitness- and activity-tracking features that most smartphones sport these days.
Test Drive Unlimited 2 is the latest title in the prestigious racing series. Having enough money to get everything you want in the game takes a lot of grinding, and who has time for that? This video will teach you how to use this mod and Modio (included in the download) to mod your TDU2 saved game and get infinite money.
Export your video to share on Vimeo with iMovie. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a file ready for upload.
Export your video to share on Vimeo with Windows Live Movie Maker. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a WMV file ready for upload.
Many action or crime dramas revolve around briefcases full of money. But you're just an indie film maker - you don't have that much money! How can you make a convincing briefcase full of money without having to take out a small loan? Indy Mogul is here to show you how!
Want to know how to get a lot of money fast in Mafia II on the Xbox 360? Geoff and Jack from Achievement Hunters tell you the path to riches. If you go to the salvage yard, Mike Bruski will pay you about $400 for each car you steal and crush. What could be better than crushing cars for money?