Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
Blowing dust and fungal spores are creating a public health problem that could be just a slice of what's to come with climate change.
Just like your gastrointestinal tract, and the soil we walk on — a dust storm has a collection of bacteria, fungi, and viruses all its own called a "dust microbiome."
That soil under your feet is not just dirt. It is teeming with life that may not change as fast as we would like when challenged by global warming.
PHP is a scripting language that since 1995 has allowed web developers all over the world to create more dynamic websites. This video series will show you how to use it from start to finish, covering the very basics and very advanced techniques. If you want to move you web design skills beyond XHTML, watch this video.
If you've spent most of your life in one geographic location, you're probably pretty familiar with the weather there (unless you're a hermit). If you live in a tropical climate (and haven't done much traveling), maybe you've never even seen snow.
The radiator cooling fans on your car are vital to keeping the car cool enough to run and pretty simple to work with. In this video you'll learn how to diagnose problems with and fix the radiator cooling fans in most modern cars. Problems include the fan motor, the fuse, and the control switch
Although most people won't see a penguin in its natural environment, they're still a wonderfully captivating animal that the kids just can't get enough of. So, make sure you and your kids get over to the zoo and check some penguins out, then go home and create some penguins of your own. It could be made in a cold or hot climate! This penguin stick puppet is perfect for an afternoon of fun crafts with the kids. You'll need the following materials:
No matter what your climate or location might be, this simple recipe will turn your home into a tropical paradise. Let's whip up a classic key lime pie. A democratic blend of tangy and sweet, Key Lime Pie is a tasty way to end a meal. Watch how to make a classic Key Lime Pie at home. Ingredients needed are graham cracker pie crust, egg yolks, sweetened condensed milk, grated lime zest and key lime juice, fresh or bottled. If you can not find key lime juice in your grocery store, general lime ...
If you've already watched our videos on basics of Unity3D, the awesome free 3D game design engine, and want something more meaty to dig into, watch this video series for a guide to making C4KE, a charming little 4-player action / strategy romp designed by the creator of this video for a game design contest.
After Effects contains all manner of cool tools that you can use to create really appealing title effects for your films. This video will show you how to create one quick easy text effect in this powerful software suite by using a camera, null object, 3D text layers, and a particular background, all keyed to the music levels. The result is very cool and sure to impress your audiences.
The Camera tool in After Effects can be used to create or help create all sorts of cool effects. This video will show you how to use it to create some simple 3D text effects for titles. You'll be some other effects and particles as well.
Replacing an electric cooling fan requires removing other auto parts first. Learn how to remove and replace the cooling fan in these free auto repair video instructions.
Rising on the world stage, dengue fever is transmitted by mosquitoes — and apparently air travel too.
Would you rather sweat down the road with your legs constantly moving, straining to get you to work, or school, or wherever, or would you rather sail down the road with no work and a loud noise filling your eyes? No work, loud noise? Okay, build a friction drive motorized bicycle.
Keeping the incredibly hot parts of a car (including you) cool is vital to the car running well. If the cooling fan on your 1997 Ford Windstar isn't working, you may have a problem with your cooling fan dropping resistor. This video will show you how to find and fix that part.
Dr. Chris Steele guides us through how to find the 5 Cs of a sick child. When you have a child who is running a fever, it's important to remember not to heat up your home and wrap them in a ton of blankets. This is the worst thing you can do because you're increasing the warmth around them, which is going to increase their brain and body temperature. If your child has a fever, remember to cool them. Cool their room, cool a wash cloth to place on them, cool drinks, cool ice cream, and cool bed...
It seems like there's never any breaks in air travel when it comes to money. The airfares just keep rising, and now most major airlines charge for all checked baggage, so carry-ons are the way to go. But you need to know how to take it easy with your packing list. Pack light and travel without the burden of that extra $15 or more per bag.
Make a homemade kaleidoscope with paper and beads. Learn how to make a kaleidoscope from a craftsman in this free art video.
This four part Fruity Loops tutorial shows you how to compose a cool hip hop beat from scratch. Learn how to produce a hip hop beat starting with the drums, then adding melody, then strings, and finally the layout all within FL Studio 7. If you want to produce your own hip hop music, this FL Studio tutorial is a good example to learn from.
If you've owned an XBox 360 for very long, chances are you've run into a cooling problem. The stock fans in the console case just aren't powerful enough to cool the processors. This video will show you how to alleviate the cooling problems by installing a Talismoon Whisper Max, a third-party fan upgrade that allow you to cool you XBox at either the default 5 volts or crank it up to 12 volts with a nitro switch when you're playing a 3D game or doing something else that demands a lot of the XBo...
The XBox 360 is expensive and powerful. Does yours not do enough for you, or do you just want to give it a cool new look? Mod it! This three-part video will teach you how to do a pretty intense case mod on an XBox 360 step-by-step, the end result of which is an X-shaped plexiglass window in the side of your XBox. Looks cool, stays cool, all in all, a very cool mod that you should try next time you're feeling bold enough to take a saw to you 360!
In this tutorial, we learn how to bake and frost petits fours with Rhonda. The tools you will need for this include: silicone pans, cake mix, cooking spray, cookie sheet, oven at 350 degrees, pourable fondant recipe, wax paper, cooling rack, bowls, how water, candy thermometer, spoons, knives, and forks. First, spray your pans with cooking spray and fill them with the cake mix up to half way. Now, place the silicone pan onto a cookie shit and bake in the oven for around 7 to 8 minutes. Then, ...
Pop superstar Gwen Stefani needs little help looking cool. She did, after all, singlehandedly bring back rasta prints and made Japanese Harajuku prints and designs popular in the mainstream.
The cooling fans on Chrysler cars are not particularly well-made, but that doesn't mean you can assume that they are broken the second the cooling system stops working. Watch this video to figure out how to diagnose problems with the cooling fan relay on a Chrysler.
Tommy Bolan demonstrates some cool metal riffs on the electric guitar. Part 1 of 4 - How to Play cool metal riffs on the guitar with Tommy Bolan.
The Nintendo Dsi is a powerful little machine, packed full of cool features. If you're not familiar with all the things you can do, check out this video and see what other things can be done. From moving or removing icons, making cool sounds, set custom music, upload photos to Facebook and more! Don't just sit there watch this video and expand your knowledge of all the cool things your Dsi can do. Oh, and learn how to do a very important system update too!
Keeping things like food and water refrigerated while you're camping in the bush is nearly impossible. Unless of course you've chosen to camp somewhere freezing cold. But if you haven't, evaporative cooling can be an effective technique to utilize for keeping water cool and food from spoiling as quickly. Obviously this can be crucial in a wilderness survival situation when your food supplies may be limited. This video outlines two ways to utilize evaporative cooling, first to cool a water bot...
Spice up your computer's appearance with a cool looking screensaver like PolarClock. PolarClock works on OSX or Windows and replaces a dull screensaver with one that doubles as a clock. Now when you step away from your mouse and keyboard you can keep track of the time in style.
Here's a cool video! By combining two readily accessible liquids, you can make yourself a cool bouncey ball. This how-teaches kids about polymers, chemicals. You'll also learn in this video how to make glow in the dark goo. Just what the world needs!
RainMeter is an awesome desktop gadget / widget program that lets you put all sorts of cool displays on your desktop regardless of your OS. This video will show you how to install and configure it to get video creator ItzLupo's popular clock widget.
We never thought it was even possible to fold a hedgehog out of paper. After all, a hedgehog is very round in shape and has spikes that jut out all over its body, making it hard to translate into paper.
If you ever had a cool high school chemistry teacher, they probably demonstrated for you how dry ice can freeze everyday objects. But oh, it can do so much more and freeze so many more interesting things. This video will show you some fun dry ice tricks you can do, from making water acidic to freezing pure alcohol to making tomatoes so hard you can smash them with a hammer.
Optical illusions are thrilling and abundant, and this one is both cool and novel. All you need are two pieces of twisted metal wires like those show in the video. Slide them together, then untwist to created a really cool illusion.
Make a lovely and cute Halloween greeting card with stamps and craft paper. Follow the steps in this tutorial, and you'll end up with a fun and wicked cool card with spiderwebs, witches and a few colored bats on your card!
Even if you dread lugging around an ever-increasing pile of books this fall as you return to classes, you have to admit there's one great thing about going back to school: Looking great on that first day back!
Infrared photos are photos that are taken in such a way that they absorb light from beyond the visual spectrum, giving your pictures a cool, surreal effect. This video will teach you everything you need to know to take them yourself. You'll learn how to determine if you have a camera that will work, get the proper filter, and take the photo. It's pretty quick and easy if you have the right equipment, and looks really, really cool.
Munch's The Scream is one of the world's most famous paintings, and at least since it was painted people have had a fascination with images of larger-than-life mouths screaming. This video will show you how to use Photoshop to create some cool screaming face effects, like making the mouth huge and distorted or even making it cover the entire face! The effects are cool and easy, so try it!
This video is a 2-for-1 special. It will teach you how to make not one, but TWO cool props for a film or costume. They are, in no particular order, a gas mask / ventilator and a laser pistol. Both look very cool, require some materials and carpentry skills, and are sure to make your next sci-fi film much more realistic and enjoyable to watch.
The XBox 360 has mammoth cooling problems, and people have devised all manner of products and mods that address that. This video will show you how to install one of those products: heat sinks that will cool your motherboard directly. This will keep you XBox a lot cooler without making a lot of noise like a 12 volt fan mod.
