Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
This video shows you how to calculate weighted average cost from a transactional data set using SUMPRODUCT function. It explains things very clearly. If you're working with a very large database transactions the SUMPRODUCT function makes it. It works as text if you do the formatting first and then type the number. We put the number in first and then format as text, then press F2 and ENTER.
This video shows an effective method to modify your paintball gloves.
Learn how to say "How much does this cost?" in Spanish.
When you're under warrantee for some electronic gadget, everything comes up butterflies and rainbows. But once you're off the warrantee, fixing a broken Blu-Ray lens on a PlayStation 3 can cost you upwards of $300. Rather than give up on your pretty video game console, why not attempt fixing it yourself?
Water makes up about 60% of your body weight. Whether you like it plain, flavored, bubbly, or in beverages or food, we all need water daily to avoid dehydration and stay healthy. For communities in need of clean drinking water, new research using bacteria may offer a simplified, lower-cost method for boosting potable water supplies.
Naps provide some serious mental and physical benefits, but not if they last too long or occur too late in the day. Ideally, you want to awake from a nap feeling alert and refreshed enough to attack the rest of your tasks with renewed zeal, but not energized to the point where you can't get to sleep at night. Alas, most of us don't know these tricks and end up messing with our sleep cycle (guilty).
In this tutorial, we learn how to set up costs in MS Project 2007. First, go to your resource sheet and enter in the cost option in the type column. Write in how much you paid for this, because it's not a regular cost. Assign this cost to a task to specify the cost per task. At the end of the project, you will be able to see how much you spent on airfare. Enter in all the different costs you paid and then the amount for each one. When you are finished, you will be able to see how much you spe...
The Northern Lights is a beautiful meterological effect, but it can be difficult to capture this beauty on film. This tutorial shows you how to use the Sony XDCAM (because it has a slow shutter) and a time lapse techique to photograh the Aurora Borealis. Shoot effective photographs of the Northern Lights with an XDCAM.
Love 'em or hate 'em, you have to know where all the good camping spots are on a multiplayer map in any online shooter to be a really effective player. This video will help you to that end immensely, at least in the Black Ops map Berlin Wall, showing you all the best camping spots to snipe from or to hunt snipers in. It's also just a good tour of the map.
Building a fire in the wild is key to survival. A simple way to get the job done is with a piece of charcloth (carbonized cotton fiber). Charcloth makes for a highly effective piece of tinder to ensure you'll have a warm fire tonight. You'll need your hardened steel, your sparking stone, dry leaves or sticks and of course your piece of charcloth. Get cooking!
Here is a clear, step-by-step guide for building and setting a an Asian bird trap from Laos. This simple and effective trap requires some seeds, a small piece of bamboo, 4ft of cordage, and a young sapling. This trap can catch everything from small birds up to a jungle chicken.
Start with Adobe After Effects. Decide what you want your intro to look like. Then follow along with this tutorial, which shows you how to use the various tools in After Effects to create a short yet effective intro clip.
So you've managed to build an awesome tower in Minecraft, but you're tired of walking up and down the stairs to get in and out. The solution is to build a water elevator! All you need now is a boat!
There are two basic types of launchers you can use to play Beyblade: light launchers and Beylaunchers. They are both effective but play rather differently, so watch this video for a rundown of the differences and different strategies for each launcher type.
Zlatan Ibrahimovic is one of the best offensive footballers in the world, and makes great use of this move, called a Popcorn, to flick the ball into the air and get a nastier angle on his shot. This video will teach you how to do the move if you have the skills, it is quite challenging but devastatingly effective if you can get it right.
Footwork is an important aspect of waging effective boffer combat. If you want to get better at boffer fighting, work on your footwork. No matter what weapon you're wielding, you'll be able to effectively and quickly maneuver on the battlefield to get an advantage at your next game or fighter practice.
This tutorial shows you a very basic method to create an effective boffer sword using PVC pipe, a foam noodle, duct tape and some open-cell foam for a stabbing-safe tip. You're also shown a good method for constructing the hilt. This is a great tutorial for anyone looking to make a foam sword for their favorite boffer larp!
Buying a used car is a task humbling in it's complexity, but certain parts of it are still simple. In this video you will learn several easy, effective ways of inspecting a used car you want to buy to make sure it hasn't been in a flood or accident and has a properly working engine.
In this video, female MMA fighter Hillary Williams teaches us how to use a half guard sweep much like the one Antonio Nogueira used to defeat Tim Sylvia in UFC 81. This might be the single most effective move anyone has managed to try on Sylvia yet...
There are only two extra strikers to unlock in Scott Pilgrim vs. The World: The Game, but they are hard to get. This video will show you how to unlock them by defeating Mr. Chau on the world map. They are quite effective, and Mr. Chau especially makes a great striker upgrade for any character.
A Nebulizer machine is a device that allows Asmtha medication to be administered in wet mist form by using compressed air. These devices are slower than a normal inhaler, but very effective. This video will show you how to use a Nebulizer machine properly for the treatment of you or your child's Asmtha symptoms.
This incredible video breaks down the basic business letter into easy steps, going over some of the most key points in creating an effective business letter: make it straight, and too the point, non-confusing, and easy to read.
Faced with a mucked-up Mighty Mouse? Never fear; this quick clip demonstrates an effective (if somewhat unconventional) method for cleaning your Mac mouse using a sheet of standard 8x11" printer paper. For details, including a step-by-step overview, and to get started cleaning your own Mighty Mouse, watch this video guide.
Whether you're just embarking on a new exercise regimen or are a seasoned weight-lifting chunkhead who needs a little extra cardio to get that last amount of fat off, training using stairs is effective for everyone.
This extremely difficult yet highly effective training combination is designed for athletes looking to strengthen their core, glutes, and shoulders.
Cardio intervals, circuit training, plate exercises...when it comes to fitness, it seems like there's always a fancy name for what are essentially really easy yet effective strength building, fat burning, and toning exercises.
In this tutorial, learn all about headshots from producer and actress Kathleen Cooke. Kathleen will tell you all about what you need for a great headshot that will work in Los Angeles. From what to wear to how to pose, Kathleen will get you started. Chances are the headshots you have from back home won't cut it in LA, so make sure you have a great set and carry them with you - always!
Parents and coaches are the two most important part of most young athlete's support systems that allow them to excel in their chosen sports. Unfortunately, friction often occurs between these two groups when their opinions of what is best for the young athletes in their charge differ. This video features a high school baseball coach explaining some strategies for parents to maintain a proper, courteous, effective relationship with their child's coaches and improve the skills and well-being of...
Whether you're a guy or gal, six pack abs are always preferable to a family pack, even if you think some squishiness in the tummy is cute.
Marty Schwartz leads you through the basic chords for Weezer's Sweater Song. If you are looking to learn how to play the electric guitar, he gives a simple, easy, effective lesson that anyone can follow. The tips are shown visually, making the lesson easy to comprehend. He goes on to play the chords taught during the lesson, giving an audio reference to how your playing should sound, something I found to be very helpful.
If you've ever seen the card trick Asher Twist, you've probably wondered how it was done. Well this magician will show you just how to do it, so maybe you can start doing it yourself! This trick requires excellent slight of hand to create a simple yet effective illusion. Check it out!
(S.E.P) ShootingEggs Productions shows you how to make a magic coin like David Blaine to be used as currency! We show you how. You need a jeweler's saw, a vice, small rubber bands and a coin of your choice. This coin can be used for the coin bite trick or the coin in the bottle trick. It is easy to do and very effective for prop magic tricks.
Here is a Harper Point Photography video on gobos for fashion photography. Nathan gives a simple but effective photo tip for creating dynamic light with a cardboard 'go-bo.' The gobo is a lighting element that texturizes lighting by blocking in strategically. Apply these directly to a light to shine texture or to light with words as a projector would.
Why buy pricey ointments when you can easily whip up your own custom-made lip balm? You will need: beeswax
You’ve decided to protest an unjust political system or organization. Make the most impact with these tips. Protest with courage, communicate with exiles and know your rights. If you disagree with a political system, concentrate your beliefs and opinion. Study famous dissidents like Ghandi and Martin Luther King.
Check out this Korean language tutorial to learn how to read and write Hangul. This is the native alphabet of the Korean language. Watch the first video in the series, "How to Read and Write Hangul." Romanization is not the most effective method of writing Korean, so learn how to read and write the Hangul alphabet with this instructional Korean video.
This music production software tutorial gives tips and demonstration for effective use of Equalizers, Shelving and Parametric in Reason. These concepts apply well to any software package that utilizes EQ. EQ like a master after learning these techniques.
This video tutorial shows how to make a 'floating' or 'illusion' style necklace using crimp beads which are tricky but effective in jewelry-making projects. To make this necklace, you will need tiger tails, crimps, an extension chain clasp, jump rings, and beads. Learn how to make the floating necklace by watching this crafting how-to video.
There are a lot of ways to keep your camera from shaking. Most of these involve expensive devices known as tripods. If you're super stingy and don't want to spring from a tripod, this video tutorial will show you how to make one using only a rubber band. The method shown in this cinematography video is small, simple, and very effective for keeping your camera from shaking.
