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How To: Improve your credit score, even in a recession

Now more than ever, people everywhere are suffering from bad credit. Credit is important. You need it to take out loans, buy a house, rent an apartment, get a car, almost anything! Check out this two part video, presented by Daniel Medina from United Credit Education Services, and listen along as he offers you tips on how to improve your credit - even in a recession. This helpful and informative video can start you on the right track to financial stability, no matter what the circumstances.

How To: Improve any credit score with 3 steps

You should watch this video if you want to improve your credit score with just 3 steps. To improve your credit score: Check your credit report. It is where your score comes from. You can also get a free copy of your credit report once a year at Annual Credit Report. Check it for errors. Timing. If you're going to apply for a loan as the application month approaches, stop charging because if your balance happens to be reported while it's big, it will temporary lower your score. Don't close you...

How To: Pack your wallet for an itnernational trip

With all the documents ready, we need to fill our wallet with money for the travel. This video discusses various ways of filling the pocket. That is how to prepare the money for international travel. Over the years credit cards have been widely used by many travelers, which is safer than carrying cash. In this case we need to contact the credit card provider well in advance and notify them about the travel. Also we need to learn about the various fees applicable to international purchases. Th...

How To: Make a duct tape wallet with credit card holders

Check out this video for advice on how to build a brand new wallet out of duct tape. These aren't just ordinary wallets, either, they have slots for credit cards and everything! These are complete billfolds and can be made into plenty of different style depending on your preference. So, follow along and once you get the hang of it, why not experiment and create your own design?

How To: Get an FHA loan

Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.

How To: Make a bi-fold duct tape wallet

Do you need a new wallet but don't have the cash to buy another one? Check your house for some duct tape. You can make your very own duct tape wallet in a few simple steps. Watch this tutorial to learn how to make a bi-fold duct tape wallet to hold cash and credit cards.

How To: Get credit when you have no credit

In this video, we learn how to get credit when you don't have any. Most credit agencies are now gathering information about younger people to figure out if they are allowed to get credit cards, which will help them build a credit score. There is a website, PRBC, where you can start a file and enter your information, and it can verify all the information you report. This information will be given to credit reporting agencies, and give you more of a chance to get credit. Next, you can get depar...

How To: Get Games on Demand on XBox Live

In this tutorial, we learn how to get Games on Demand on Xbox LIVE (Xbox 101). You will find all the newest games as well as classics and downloading is easy. It's the same process as downloading the demos. Just head to the marketplace and select from the title choice. You have the option to charge the title to your credit card or using points to purchase it. Each game is several gigabytes in size, so give it lots of time to download. To familiarize yourself with games, go to the website for ...

How To: Unlock a Door with a Credit Card

Uh, oh. You’re at your front door without a key. If you’ve got a credit card, see if you can get it to open the door before you use it to pay for a locksmith. Learn how to unlock a door with a credit card. The lock needs to be the right kind of lock & you need to have patience. Learn how to unlock a door with a credit card next time you are locked out!

How To: Purchase WGT credits in World Golf Tour

In this video we learn how to purchase WGT credits in World Golf Tour. You can purchase credits or you can win them by placing in the top percents of tournaments. You can upgrade your equipment with the credits and out of the crowded free tournaments. In the Pro Shop, you can also buy new golf balls, gear, and clubs. Like in real life, having the right drive or putter can give you the advantage in tournaments. To see how many credits you have, go to the WGT website and go to your account. Fro...

How To: Fill out the child tax credit worksheet

If you have children who are still your dependents and have been living in your household for at least half of the year, and have their own social security number, you can actually get a major tax credit with a simple worksheet. In this video you will learn the requirements for the tax credit and also how to fill out the worksheet and calculate your credit.

How To: Flaw in Hilton's Rewards Program Allows You to Achieve Instant HHonors Gold Status for Free

Are you constantly traveling? Well, as a Hilton HHonors member, you can enjoy special treatment at all of their hotels and resorts. It's free to register, but the difficulty lies in climbing up their membership level. To reach Gold elite status, Hilton HHonors requires that you have a minimum of 20 stays, 40 nights, or 75,000 base points—all in one year. While this may very will be easily attainable for those with jobs that revolve around traveling, it's almost damn near impossible for the re...

How To: Effectively negotiate with your credit card company

In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...

How To: Create a credit sequence within Apple iMovie

Learn different ways to create iMovie credits sequences using the titles feature. You can do more than just scrolling credits by stringing along sets of single-name titles or using images. This home-computing how-to from the folks at MacMost will get you off and running. For detailed instructions, and to get started making your own titles sequences within iMove, take a look!

How To: Improve your FICO credit score

In this tutorial, we learn how to improve your FICO credit score. Everyone will want to use your credit score to decide what kind of person you are. The FICO is the most commonly used credit score used today. To improve your credit score you will want to make all payments on time. Catch up on past due accounts and utilize 50% and less of your credit limit. Your balance should be under half of what your limit is. Don't close your account, because this can drop your credit score as well. Revolv...

How To: Build scrolling credits in Final Cut and Photoshop CS3

In this video you will learn how to build scrolling credits in Final Cut and Photoshop CS3. He begins by showing you how to do it on Photoshop CS3. He does this by having his own finished credits and the steps you need to take to set up your own. Then, he moves on to Final Cut and drags his Photoshop credits into Final Cut. He explains how it may be off a little in size, but you can readjust everything for accuracy. This is all done through his computer and with vocals.

How To: Protect Your Identity After the Equifax Cyberattack

Equifax reported on Sept. 7 that it discovered a breach on July 29 which affects roughly half of Americans, many of whom don't realize they have dealings with the company. Hackers got away with social security numbers, addresses, and driver's license numbers, foreshadowing a "nuclear explosion of identity theft." Let's explore what really happened and what you and those around you can do to protect yourselves.

How To: Walkthrough "Xolotl's Stronghold" in Lara Croft and the Guardian of Light

This is it… the last level in Lara Croft and the Guardian of Light. It's called "Xolotl's Stronghold", and it's the last thing you'll see before the credits (hopefully). This Lara Croft / Tomb Raider game is available only from the PlayStation Network or Xbox Live Arcade. If you can't quite make it past the final mission, watch this walkthrough to see how to defeat Xolotl and win the game. For previous levels, check out the other walkthroughs for Lara Croft and the Guardian of Light.

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