Debt Counselors Search Results

How To: Use the tree of life in the Kabbalah

Check out this video to learn how to understand AND use the tree of life in the Kabbalah. This presenter is a well-known professor of religion and a spiritual counselor. Remember--don't me a martyr!

How To: Stop the abuse of alcohol

Learn how to stop the abuse of alcohol. Alcohol can take you over physically and mentally, and it is one of the leading causes of death. Here are some steps you can take to begin quitting alcohol: Try to go cold turkey. If you can't go cold turkey, enlist the help of your friends or family to help you. Go to AA meetings or find a support group. Ask family and friends not to drink around you. Set some life goals. Try to be around different people and try new things to do. Seek professional hel...

How To: Apologize to a woman

In this Love Birds tutorial, the counselor, Roger Gil tells how to apologize to a woman. He says that we can apologize to women to reestablish some level of connection that has been damaged due to some incidents. He says that guys should not feel that apologizing is like surrendering. He says this can be an obstacle in the relationship. He says that the first step is to acknowledge the wrong action that we may have done. He says its not worth it to hurt a woman's feelings, and we should immed...

How To: Breastfeed

In this video, we learn the basics of breastfeeding and how to do it. Breastfeeding is natural and it helps connect the mom to her baby and give proper nutrition to the baby during the most critical months of their life. You will first need to start a technique of hot to breastfeed the baby and what works best for you. You may need to have a midwife help guide you or a counselor to help you learn how to breastfeed properly. You want to position your baby so their head properly hits the right ...

How To: Consolidate debt with a 0% APR credit card and low APR bank loan

Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.

How To: Calculate leverage and solvency ratios in Microsoft Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 17th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate the debt ratio, debt to equity ratio, equity multiplier ratio and times interest earned ratio.

How To: Avoid credit card debt

Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope.

How To: Get a celebrity prom date

What would be cooler than showing up at your prom with a famous celebrity? It's a long shot, but here's your best chance to make it a reality.

How To: Get an FHA loan

Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.

How To: Quit smoking and get through the withdrawals

Quitting smoking is incredibly difficult. It's hard enough to break the habit, but the withdrawals are even worse. In this tutorial, learn how to make the transition a little more bearable.

How To: Repair your credit

It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.

How To: Create a Hippie Pocahontas Halloween Costume with Closet Items

With Halloween costumes retailing upwards of $100, it's easy to get into debt just because you're feeling in the festive dress-up mood. But Halloween costumes are only worn once (maybe twice) and are almost always made of cheap fabric that rips and tears easily.

How To: Save gas

Learn how to save gas, the secret the oil companies and car manufacturers don't want you to know about! This how-to video explains common causes for your car to be sapping gas faster than it should, how to make some simple adjustments, and maximize your gas. Don't be a slave to high gas prices or go into debt buying a hybrid car you can't afford. Learn how to double your gas mileage the KipKay way by watching this instructional video.

How To: Do a complete loan analysis in MS Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 18th installment in his "Excel Finance Trick" series of free video lessons, you'll learn how to use the PMT and RATE functions for a complete debt/loan analysis.

News: Learn from Iceland?

The people of Iceland forced their corrupt government to resign. A public assembly was created to rewrite the constitution.

How To: Calculate liquidity ratios in Microsoft Excel 2010

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 16th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate liquidity ratios including current ratio, times interest earned and cash Ratio. Also see how current ratio changes when certain trans...

How To: Create a movie poster in Photoshop

This video shows step by step instructions on how to make a movie poster on Photoshop. The author merges two pictures together beautifully of a newly wedded couple on the beach. It goes very into debt and is easy to follow, even for beginners. This Photoshop tutorial is mostly for Mac users. The language is very simple and not very complicated. The video is not that long, around seven minutes. At the end he even puts in his own finishing touches of color that makes the poster come alive.

How To: Compare loans with a spreadsheet in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 45th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to perform debt analysis with the following input variables: % Down Payment, APR, Years, Points, Extra Fee. See how to calculate Amount to Borrow, Monthly Pay...

How To: Understand integers and the number line

User DayTeacher helps you understand integers and the number line. When numbers were conceived, man had the basic concept of small numbers. The first things you learn in a language are numbers. The weather might have had an impact on numbers, as temperatures dropped below 0. When talking about years Before Christ (BC), you could say 1000 B.C. is actually -1000. Being in debt means negative money. Two days ago is -2 days from the time we are talking about. Integers are positive whole numbers, ...

How To: Get credit cards, credit scores, and credit

American economy is based on credit in the form of credit cards, loans and debt management. Learn about credit and credit cards from a credit counselor in this free personal finance video series.

How To: Make Your Second Marriage Last

Many people ultimately remarry when their first marriage eds in divorce or had mistakes written all over it. The choices you made do affect you future relationships and it is up to notice these and correct those problems so it does not happen in your next committed relationship. Learning Reasons Why Your First Marriage Culminated in Divorce

How To: Pull five fantastic, funny, and facile pranks

What's better than one prank? Five pranks! This video from the notorious Kipkay provides five fantastic, funny, and facile pranks to pull off on your friends and family… maybe even your enemies.

How To: Read a balance sheet in accounting

In this Business & Money video tutorial you will learn how to read a balance sheet in accounting. Yu can learn to read it quickly and easily as to where the company‚Äôs came from, where it went and where it is now. There are four main financial statements; balance sheets, income statements, cash flow statements and statements of shareholder equity. In the balance sheet, under assets are listed things that the company owns that have value. Liabilities are amounts of money company owes to other...

How To: Recognize the signs of compulsive gambling

Compulsive gambling is a recognized addiction, just like alcoholism or chemical dependency. Follow these steps to see if you might fit the profile. Recognize the signs of compulsive gambling with this guide from Howcast.

How To: Turn a large sock into a tiny dog sweater

All you need is an oversize sock to whip up an adorable sweater for a tiny dog. You Will Need

How To: Say the Lord's prayer

The most widely known Christian prayer dates all the way back to Jesus himself. It can be found in the Gospels of Matthew and Luke, though Matthew's version is the one most commonly used. Learn how to say the Lord's prayer.

How To: Handle a bridezilla

Is a Bridezilla driving you crazy? Whether the bride gone wild is your sister, daughter, or BFF, you can stop the insanity. Here are some tips offered on how to deal with an out-of-her-mind bride.

News: Smartglasses Startup North Secures $40 Million in New Funding, Report Says

Despite the recent gut punch of staff layoffs, Canada-based smartglasses startup North and its Focals are likely to be in the game for a while longer.

News: Travel the World for a Price You Can Afford with Wander

Ah, the sand between your feet, the sun on your skin, and the debt you're accumulating. However strong my sense of wanderlust may be, I still can't justify dropping thousands of dollars on a vacation. Fortunately, a new site — Wander — promises to help you book vacations that match your budget.

How To: Customize Your Ringer for More Advanced Contact-by-Contact Control

There are two scenarios that absolutely suck when someone calls you. The first is when you accidentally pick up a call you seriously didn't want to take. Debt collectors (thanks college), crazy exes, or that one guy from work. And the other is when you miss a super important call and can't get a hold of them afterwards.

How To: Tell if your child has ADHD

In this series of children's health videos from our professional counselor and expert on ADHD (hyperkinetic disorder), you will learn tips on how to determine if your child is suffering from this disorder and how to take care of them if they are.

The Hacks of Mr. Robot: How to Build a Hacking Raspberry Pi

Welcome back, my tenderfoot hackers! A number of you have written me telling me how much you enjoy the Mr. Robot series on USA Network. I am also a huge fan! If you haven't seen it yet, you should. It may be the best show on TV right now.

News: Vodafone Set to Become India's Biggest Mobile Contender

Vodafone India has merged with telecom company Idea Cellular to become India's largest mobile player this week.

How To: Recycle Red Plastic Cups into a Sweet Set of Stringed Party Lights

Plastic red cups are synonymous with college parties, beer pong, and generally a good time. The reason these cups are so rampant in the party scene is because they're cheap, easily disposable, and, well... who wants to drink out of a blue cup?!? Oh, to be young and in debt.

Hack Like a Pro: How to Hack Windows 7 to See Whether Your Girlfriend Is Cheating or Not

Welcome back, my hacker apprentices! Several of you have written asking me how you can check on whether your boyfriend, girlfriend, or spouse is cheating on you, so I dedicate this tutorial to all of you with doubts about the fidelity of your spouse, girlfriend, or boyfriend.

Market Reality: Facebook Confirms Smartglasses & AR Cloud Platform as Unity Expands Its AR Capabilities

Facebook had a pretty big week in terms of augmented reality, with much of its news coming from the Oculus 6 keynote presentation. But Mark Zuckerberg's social media company found other areas of impact outside of Oculus 6 as well.

News: Qualcomm & Bose Back RealWear's Enterprise Augmented Reality Wearables in $80 Million Funding Round

Some investors play the short game, placing their bets on industries that show the quickest return on their investment, and, in the augmented reality space, that means the enterprise sector.

News: Chronically Missing Just 1 Hour of Sleep a Night Makes Your Body Ripe for Sickness, New Study Says

Sleep lets our body processes rest and restores us for the next day, so a bad night's sleep can ruin the following twenty-four hours and even make us feel sick. Now, new research published in the journal Sleep cements the idea that loss of sleep actually leaves us vulnerable to sickness.

News: Just A Message

It's been a while, since I have just started High School. I have put a hiatus to my pentesting for a few weeks, and now, I am making a return. I have taken time to read about code, (even did a research article analysis on how humans can write "beautiful" code and something like that) and pentesting, but never made a full return. I will be occasionally coming back for a while.

How To: 3 Foolproof Ways to Block or Ignore Annoying Callers on Your Samsung Galaxy S3

You don't have to be in debt to receive annoying calls from unwanted numbers. You may love your grandma, but if she calls you three times a day to ask how to turn on the television, you might just want to push all of her calls to voicemail.