Forensic Loan Search Results

How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...

How To: Calculate & compare interest rates in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:

How To: Create a mortgage calculator in Microsoft Excel

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."

The Sony Hack: Thoughts & Observations from a Real Hacker

By now, nearly everyone with any type of media access is aware that Sony Pictures Entertainment was hacked on November 24th. Although there can be many interpretations and lessons drawn from this audacious act, there is one indisputable conclusion: it and its ripples across the globe underlines how important hacking has become in our all-digital 21st century. As I have emphasized so many times in this column, hacking is the discipline of the future. From cybercrime to cyber intelligence to cy...

How To: Calculate the present value of an annuity with Excel's PMT function

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 35th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate the present of a loan with the PMT function.

How To: Use the APR function to make loan payment calculations in Microsoft Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 12th installment in his "Excel Finance Class" series of free video lessons, you'll learn how to calculate average and marginal tax rates with Excel.

How To: Use the CUMIPMT function for interest in MS Excel

As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 18th installment in his "Excel Finance Trick" series of free video lessons, you'll learn how to use the CUMIPMT function to calculate the cumulative interest on a loan for a 1 year period.

How To: Improve your credit score, even in a recession

Now more than ever, people everywhere are suffering from bad credit. Credit is important. You need it to take out loans, buy a house, rent an apartment, get a car, almost anything! Check out this two part video, presented by Daniel Medina from United Credit Education Services, and listen along as he offers you tips on how to improve your credit - even in a recession. This helpful and informative video can start you on the right track to financial stability, no matter what the circumstances.

How To: Start your term paper research

Katherine Miller teaches the secrets of starting your term paper research by using concept mapping method. Use a large sheet of paper and a marker to map out our ideas. First take an example like "Succeeding at college and grades" and write down the factors affecting your goal. The most common factor is money, now write down the things that has an impact on money like jobs, business and loans. The other factors are outside life, health, places for help and study habits. Simultaneously write i...

How To: Do date calculations in Microsoft Excel

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 12th installment in their series of digital spreadsheet magic tricks, you'll learn how to calculate the time between 2 dates like invoices past due. Learn how to calculate a loan due date or how many days you have been alive!

How To: Profit from real estate investments

In this video tutorial, viewers learn how to make a profit from real estate investments. The hard way to invest in profit is to buy a property and then rent it out. If users invest this way, they will have to take all the responsibilities of a landlord. Users are able to turn it over to a management company, but will end up loaning money. The easy way to invest in profit is to invest in Real Estate Investment Trust. This will allow users to invest in apartment buildings, shopping malls or off...

How To: Compare loans with a spreadsheet in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 45th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to perform debt analysis with the following input variables: % Down Payment, APR, Years, Points, Extra Fee. See how to calculate Amount to Borrow, Monthly Pay...

How To: Create an amortization table in Microsoft Excel

New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 515th installment in their series of digital spreadsheet magic tricks, you'll learn how to create an amortization table that will update when you pay extra principal so that loan is paid off early. See also how to make changes to a template, get into trouble, then trouble shoot your way out of it so that you can fix ...

How To: Improve any credit score with 3 steps

You should watch this video if you want to improve your credit score with just 3 steps. To improve your credit score: Check your credit report. It is where your score comes from. You can also get a free copy of your credit report once a year at Annual Credit Report. Check it for errors. Timing. If you're going to apply for a loan as the application month approaches, stop charging because if your balance happens to be reported while it's big, it will temporary lower your score. Don't close you...

News: What to Expect from Null Byte in 2015

Welcome back, my greenhorn hackers, and happy New Year! Now that your heads have recovered from your New Year's Eve regaling, I'd like to grab your attention for just a moment to preview 2015 here at Null Byte. I hope you will add your comments as to what you would like to see, and I'll try to honor as many requests as I can.

Hack Like a Pro: Digital Forensics for the Aspiring Hacker, Part 2 (Network Forensics)

Welcome back, my hacker apprentices! I recently began a new series on digital forensics to show aspiring hackers what the forensic investigator can do and see while investigating a cyber attack. This is the second installment in that series and will focus upon network forensics. In other words, what can a network forensic investigator learn about the attacker during an investigation and how.

My OS: Bugtraq II Black Widow

Welcome back my precious hackerians. Today i would like to promote an OS which i have been using for the past couple months. I'm not talking about Backtrack 5 or Kali Linux. Something even more promising:

How To: Are You Eligible to Upgrade to the Latest iPhone? Here's How to Check

With new iPhone models out, you'll have updated cameras to try out, a faster processor, and new colors to choose from. The only thing that could stop you from picking one up yourself is, well, your current iPhone. Here's how to check if you're eligible to upgrade to iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, or any other iPhone still being sold.