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How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...

How To: Immobilize an ankle

Learn how to immobilize an ankle. The ankle is a complex joint, so when an injury occurs, and you can't get help right away, the first thing to do is keep it from moving – you'll prevent any more damage to the surrounding nerves and tissue.

How To: Make Indian missi roti with left over daal

Have you ever had just a little bit of daal leftover and you didn’t know what to do with it? Maybe it wasn’t even enough for one person, let alone your whole family. If this is you, then try this delicious recipe for missi roti (also known as daal roti) which is Indian unleavened bread made with flour and daal, or lentils. It has the goodness of carbs and protein all in one shot! Watch this how to video to learn how to make Indian style flat bread called missi roti.

How To: Treat a choking person (British Red Cross)

Choking is serious life-threatening problem that need immediate attention. If waiting too long, it could result in such problems as hypoxia or even death. Being able to respond to a choking victim could save someone's life, and everyone should know this first aid procedure.

How To: Know when to use subject or object pronouns

It is easy to make grammatical mistakes when there are, what seems like, endless rules to memorize. Focusing on a few rules at a time is helpful and today’s lesson can be on how to use subject and object pronouns. If you don’t know whether to use “I” or “me,” it’s easy to learn which pronoun when you follow a few simple tips.

How To: Tag Contacts in iMessage Group Chats on Your iPhone in iOS 14

Directing a message at a specific person in a group conversation, or to a select few people in the group, can be difficult if you're in a particularly active or hectic chat. Notifications and badges on your iPhone can help you keep track of important messages, but it's still easy to miss one meant for you and not the entire group — which is why you can now mention contacts, or get tagged, in Messages on iOS 14.

How To: The Fastest Way to Share Your Location via Messages on Your iPhone

Apple makes it simple to share your location with your family and friends using tools built into the "info" page for each conversation thread in Messages. With those tools, you can send your current location or share trackable real-time coordinates. But iOS always has a few hidden tricks to make things easier than they seem, and that's precisely the case if all you need to do is share your current location.

How To: Stop Group FaceTime Tiles from Auto-Resizing & Moving When People Speak

When using Group FaceTime with more than a handful of people, all of those participants in one chat can be difficult to follow. That's why Apple automatically enlarges the tiles for people who are currently speaking, bringing them into the forefront. However, all of that zooming in and out can get pretty distracting, and now there's a way to disable it whenever you need to.

News: UK Wireless Giant Three Promos 5G for AR, VR, & Smartphones with Wild Sci-Fi Video That's Better Than Some Movies

The entire wireless industry is working overtime to convince the world that 5G, and the higher prices associated with the faster speeds it affords, will not only be worth it but will deliver never-before-seen wonders. But few companies have produced such a stunningly well-done sales job as Three, one of the leading wireless giants in the UK.

News: This Is Why All Augmented Reality Startups Suck

People fundamentally distrust magicians. And they should. The illusions they proffer are just that, illusions meant to astound rather than tangible interactions and results that have weight and meaning in our real world. Our lizard brains know this, and, no matter what the outstanding feat of "magic" presented, we nevertheless hold fast to our survival-based grip on the truth: we just saw simply "can't be real."

News: Locations Where 'Look Around' Works Right Now in iOS 13's Apple Maps

Look Around in Apple Maps gives you a high-resolution 3D view of roads, buildings, and other imagery in an interactive 360-degree layout. We haven't had anything like this in Apple Maps since iOS 5 when Google's Street View was incorporated. Now, in iOS 13, seven years later, we have street-level views again, only better. But Look Around isn't available everywhere yet.

How To: Disable the 'Good Morning' Message on Your iPhone's Lock Screen

I'm not a morning person, so getting a "Good Morning" message on my iPhone when I wake up makes me want to toss it across the room. If you feel the same way about this morning greeting, there's an easy way to stop it from showing up on your lock screen. This also applies if your "Good Morning" is actually "Good Afternoon" or "Good Evening," depending on your sleep schedule.