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How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...

How To: Sell your stuff on eBay

Turn your possessions into cash and become an online selling machine. You will need: Something to sell, a computer with internet access, an eBay account, a digital camera, shipping supplies, something to sell,a computer with internet access, an eBay account, a digital camera, & shipping supplies.

How To: Make a fruit tart for any occasion

Impress everyone by bringing a beautiful homemade tart to the next celebration. You can use seasonal berries or even other fruits to create a colorful and flavorful dessert that will make any occasion seem extra special. With its rich pastry cream and tangy fruit wrapped in a flaky, buttery shell, the fruit tart is a classic dessert. Make this version with one or more of your favorites berries.

How To: The Trick to Disabling Link Previews for URLs in Your iPhone's Messages App

Apple automatically converts most URLs in the Messages app into rich link previews, but they aren't always pretty, and sometimes you just want to see the full URL instead. While there is no setting on iOS, iPadOS, or macOS that disables rich link previews in the Messages app, there is an easy way to show the URL complete with the scheme, domain name, and path.

News: The 5 Best Free Email Apps for Your iPhone

You're a busy, on-the-go professional, so you deserve an email client that keeps up with you. "Mail" on iPhone wasn't always the best option, but thanks to iOS 13, it feels like a completely different app. That said, there are plenty of alternatives that offer a different experience. Better yet, these apps are free. You won't need to spend a dime to try them out for yourself.

How To: Change Your Primary Shipping & Billing Addresses on PayPal to Avoid Purchasing Mishaps

Whenever you move into a new home, whether that's a house or apartment, changing addresses on all your online accounts is one of the most monotonous tasks that needs to be done. It's even more tedious when you have to update both shipping and billing addresses. But it's necessary, and if you regularly use PayPal, it'll be one of the first places you'll want to update.

How To: Get the iPhone X's New 'Reflection' Ringtone on Any iPhone

The new iPhone X sets itself apart from its predecessors not only as the first Apple smartphone to use an AMOLED screen, but also as the first iPhone to cost over $1,000. True to form as an exclusive device, Apple's latest flagship also features a distinct ringtone. With a little tinkering, however, you can make the new "Reflection" ringtone your very own, regardless of which iPhone you may have.

How To: Test Drive 'Death Road to Canada' for Free on Your iPhone Before Purchasing

The popular RPG Death Road to Canada has finally arrived for the iPhone and iPad, and its impact is immediate. It's fast becoming a top contender for mobile video game of 2017, and it's very easy to see why. The game blends decision making and good old zombie bashing to create a refreshingly unique experience. Add to that the motley cast of survivors that you can recruit, plus the secrets waiting to be discovered, and this game is sure to suck up countless hours of your time.

News: Google's New Home Assistant Is an Amazon Echo Killer

Google first introduced Google Home, its latest smart product in the works, at the company's I/O conference in May 2016. It will directly compete against Amazon's Echo, which has so far been a success with over 3 million devices sold, and it was even featured as FBI Agent Dom's only real friend in the second season of Mr. Robot. Google may have their work cut out for them, but we're betting Home will knock Echo out of the water. Google Home is a personal assistant with a built-in speaker and ...

How To: 4 Healthier Whipped Cream Alternatives

Whipped cream is one of the most iconic dessert toppings around, but the full-fat version is not the most forgiving when it comes to fat content. With the holidays just around the corner, learn how to spare yourself a few calories—especially if you love the creamy texture of whipped toppings!