In this tutorial, we learn how to understand a securitization. This is a type of structured finance that has three key elements. the first is that there is a pooling of credit sensitive assets. In pooling the assets, you introduce diversification. The second element is to transfer credit risk to the third party and make rules around whether there has been a true transfer of credit risk. The third element in this is trenching of liabilities. This means when cash flows are transferred to a spec...
One way to avoid plagiarism is to paraphrase. Plagiarism is taking credit for words and ideas that are not your own. Plagiarism can be done intentionally or unintentionally. Paraphrasing is one way to do this, as long as you give credit to the source of the ideas.
In this clip, you'll learn how to create and apply credit rolls to your movies in Sony Vegas Movie Studio or Sony Vegas Pro. Whether you're completely new to Sony's popular nonlinear editor (NLE) or are a seasoned digital video professional simply looking to pick up a few new tips and tricks, you're sure to be well served by this free video software tutorial. For more information, including detailed, step-by-step instructions, take a look.
Assigning rewards and punishments in a group-oriented workplace is a tricky business, as either one is very dangerous when misplaced. This video features an executive coach explaining how managers can deal with an employee who tries to take all of the credit for the work that their work does erroneously. It advises you to analyze why the employee feels like they have to take all the credit and also to create a system that does not reward such behavior.
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 47th installment in his "Business Math" series of free video lessons, you'll learn how to determine credit given for partial payment of an invoice.
In this video Dionne shows how phone calls can be made by PC. There are a number of softwares available in the internet for making phone calls, but the best and the cheapest is Skype. Skype is easy to download and install in your computer. Then you can enter the contacts and their phone numbers. After that you have to buy Skype credits so as to start making calls anywhere in the world. Calling from Skype is so cheap that if you buy a credit of 10 pounds, it will last many days no matter where...
A novice card magic trick in which you change a card by swiping it through the deck like a credit card.
In this tutorial, we learn how to make caramel candies. Ingredients include: 1 cup granulated sugar, 1/4 c light corn syrup, 4 tbsp salted butter, 1 c heavy cream, and 1 tsp vanilla. To create this, you will combine all your ingredients in a large pot, stirring a little bit. Once the mixture has turned into caramel, stick a thermometer to make sure it's reached 250 degrees. When it is finished, pour this into a baking dish. Once you do this, smooth it out to cover the surface, then wait for i...
In this video, we learn how to clear Firefox location bar and browsing history. To get rid of an individual one, use your keyboard to go to the one you don't want. Then, press shift+delete and that one will be deleted. To remove them all, go to tools then click on "clear private data". Check the box of the browsing history, then click on the button to clear all the data. If you still have items in the list on your browser, then that means you have those websites bookmarked. To remove those, y...
The drum beat pattern for jazz drumming is sometimes called 'spang a lang' or 'ride cymbal pattern.' This is a very common, groovy drum pattern. In this video, the pattern is broken down into individual beats using both the ride cymbal and hi hat drums.
Think there's only one way to apply makeup? While it's true that the same general rules apply to shaping your brows and applying foundation, certain makeup tasks like putting on eyeshadow and blush vary in method depending on individual traits like the shape of your face and your eye color.
In this tutorial, we learn how to create a Gwen Stefani inspired pin-up hairstyle. Start off by brushing your hair out, then use a curling iron to curl individual section of hair, then when you are done with each section, pin it up in a cylinder like shape. Continue to do this throughout your entire head of hair. When you are done, take your hair out of the pins and gently brush through it. Make sure to brush easy to avoid making your hair too frizzy. After this, use hair gel and comb through...
Is it tea time once again? We're sure you and your guests adore your cucumber and mayo tea sandwiches and your onion-marinated mushrooms, but how about spicing things up once in a while? While you don't usually imagine Moroccan cookies when you think about high English tea, these Moroccan cookies may just be the perfect compliment to a fresh kettle of Earl Gray.
Drugstore valentines? Pssh, why would you want to get the same cards every other kid is passing around on Valentine's Day when you can make your own?
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 36th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn most everything there is to know about working with array formulas in Microsoft Excel.
In this video, Graham shows us how to pan for gold. In a few simple steps, an individual could become rich!!! Graham is working with sandstone in Virginia in a swamp like area, but this process could be done in any river. Gold usually gets stuck in cracks in the sides of rivers, and in this case, the cracks are in sandstone rock in this swamp-like area. Shovel up some of the sandstone bed bedrock, or whatever type of material is available, place the shoveled up material in the pan. Fill up th...
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 223rd installment in their series of digital spreadsheet magic tricks, you'll learn how to count individual letters in a word. See how to count the occurrence of a given character in a text string.
Want to learn how to break dance? In this video, learn the beginning-level three-step, a break dancing essential. In order to become a break-dancer, an individual needs to get into good shape through exercise, and he also needs to take dance classes. Learn more about becoming a break dancer here.
Whether you're an audiophile or just a basshead (cf. Lady Tigra & Bunny), you're certain to appreciate this video, which details how to install passive crossover mid drivers in a car's stereo system. The individual steps are as follows:
Watch Southwest Lawn and Garden's John white and Dr. Bernd Leinauer Discuss the importance of Bermuda grass lawn fertilization and the correct techniques involved. You'll learn how to interpret the meaning behind the fertilizer label, and why a complete fertilizer, including nitrogen, phosphorus and Potassium. Along with how to calculate much fertilizer to use per square foot, You'll learn how each important nutrient helps your lawn, and why having the correct balance is so important. Most im...
This video tutorial is going to show you how to make ginger tea from fresh ginger. It tastes much better than the packaged ginger. It is very good for colds and stomach. Wash the ginger properly, remove all the skin and cut the ginger into thin individual slices. Ginger being very fibrous, it is difficult for the hot water to penetrate. So, the thinner the pieces the better. Now take the ginger slices, put them in a cup and pour in the required quantity of hot water. Let it stand for about fi...
When the foot does not roll inward enough after the outside of the heel hits the ground, this results in Underpronation. The act of underpronation is visually depicted by an individual running on a treadmill; as the runner slows down via slow motion, one can see that the excess pressure of the body is only bearing down on the outside edges of the person's feet, as the foot neglects to roll inward. One can tell if they are underpronating by checking their footwear (running shoes, etc.), to see...
Dissolve yeast and 1 1/2 teaspoonful of white sugar in lukewarm water. Mix until bubbly then set aside.
Mary, from Cardztv, with her love for owls, shows you how to make a Christmas card with an owl on it, in this video. She shows you how to use plastic stamps to create this cute card, along with the Cricut machine from Provo Craft. In this particular video, she uses the Winter Wonderland cartridge for the Cricut machine. She shows you how to make each individual embellishment that's used to create the card. Mary's tutorials make card making easy.
Illustrator is a great tool for creating individual artwork. Creative and clever, it has many functions, one of which is mosaic. If you want to make your illustration or design appear to have a myriad of tiny 'squares' like a Roman mosaic, this guy can help you do it. The short clip explains clearly how to bring the chosen effect to your design. You can see on screen exactly how to do it, so you're not left in the dark, searching every menu for the right tool.
Fix the 2 packs of Ramen noodles as instructed on the package. You can buy 12 individual packs as they are a few cents cheaper. Some people like to coordinate my noodle flavors with the type of meat they're using. For chicken flavoring, use turkey or chicken. For beef flavoring, use beef or pork. For hrimp flavoring, use any type of seafood.
In order to decorate your presents during the holiday season, this quick tutorial will show you how to make a beautiful gift bow. Using a somewhat thick ribbon, determine the size of your bow and wind it around itself about 8-12 times, the more winds, the thicker your bow will be. Squeeze the loops of the ribbon together, making the ends overlap on the inside and fold it over. Then make two cuts on a diagonal through the center, making sure that you do not cut through. Unfold the loop and tie...
Here is an interesting idea for a baby shower: a diaper cake. Using various materials such as a tube, a glue gun, some safety pins, string, rubber bands, scissors, and 63 diapers, you are on your way to making this bizarre yet interesting cake. After rolling together each individual diaper, holding them together with rubber bands, you are on your way to making this cake. While this cake is not meant to be eaten, it is a very interesting centerpiece or gift for your next baby shower.
This is merely the End Credits for the Xbox 360 game Bayonetta. No need for any combat, just sit back, relax, and enjoy your victory as the credits roll.
In this video, an English lesson for foreign language speakers teaches viewers expressions using the work "table." There are three different expressions taught through watching, listening and defining.
An amputee shows the way to tie shoe laces with one hand or one arm. He has no prosthetic help meaning he doesn't use a hook. This can be a huge challenge in life for persons with missing limbs or in need of adapted living situations. Shoelaces are tough enough with two hands, let alone one. This is a great first hand account of the strategy in tying one's shoes without a prosthetic. This is an adaptive equipment tutorial for handicapped, disabled or individuals that have lost limbs to amputa...
One armed tie tying and collar buttoning is tough for most people, let alone an individual who has suffered an amputation. Here's a lesson from an amputee on tying a tie and other suit tricks all while using one hand and no prosthetics. A thicker tie is easier as it will not bunch up or tighten. Only tie a Half Windsor as a Full Windsor is way too tricky for one hand. This is a step by step tying video by an amputee with only one arm. If it cinches up too much wiggle it out and it will loosen...
Changing positions on a surfboard is one of the hardest things to learn how to do. Get expert advice on surfing techniques in this video lesson. Take action: use proper foot position, shuffle feet to make minor adjustments, and remember that sweet spots are different for every individual. Mike Jones, the instructor of this how-to video, has been surfing since he was only six years old. He was lucky enough to surf the pro tour for a few years before starting his own surf shop and clothing bran...
Watch this step by step fashion design tutorial on how to bleach shirt designs. Print out a design onto durable paper and cut out the individual pieces. Iron the shapes in place atop the t-shirt. Place a protective lining on the inside of the shirt. Fill an empty spray bottle with bleach and spray your design lightly from about two feet away. The areas where you placed paper shapes and letters will not soak up the bleach.
Watch this instructional ceramics video to learn how to trim a large tiered bowl with Simon Leach. With a thin bowl, one needs to be careful when balancing the upside-down bowl on the bat. Leach trims each individual tier with a large trimming tool. The large and possibly wobbly ceramic bowl can become once again even and graceful with some adventurous trimming. As we can see from the trimming process, when throwing a tiered bowl, it helps to leave some extra bulk.
Have you ever walked around in public and heard the same handful of default ringtones over and over again? How do these people know who's calling without looking first? It's tough to tell when they all sound the same, but there is something crafty you can do to help with that. Using a different ringtone for certain contacts will allow you to differentiate between them instantly.
Pokémon GO, the biggest augmented reality sensation ever, broke app store records this opening weekend. But it also did something even more important: it gamified physical activity.
Soon all Android users will be able to use Samsung's cool Soundcamp app to write and record music. The announcement was made at the Samsung Developer Conference 2016, stating that the app, which was released last year for Samsung devices only, will become available to all phones and tablets running Android 5.0 or higher very soon.
Last week, the U.S. Justice Department issued criminal indictments against seven Iranian hackers. These hackers, working for private companies in Iran, are accused of orchestrating DDoS attacks against U.S. financial institutions from 2011-2013 as well as intruding into the control panel of a small dam in Rye, New York. It is thought that these attacks were a response to the U.S. tightening financial restrictions on Iran during those years and the NSA-based Stuxnet attack on their uranium enr...
I mentioned in 2015 I wanted to start a 'DoXing' series, and since I havent seen this on Null Byte, I am now going to introduce this to the community.