Lender Consents Search Results

How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...

How To: Prevent & Stop Apps from Using Your iPhone's Microphone & Enhance Your Privacy

Any app on your iPhone could potentially listen in on your conversations and use that information to target you with tailored ads. Although most companies, including Facebook and Apple, have come out and vehemently denied these claims of spying on consumers, who's to say they're telling the truth? The only way to be sure you're safe is to take matters into your own hands.

News: iOS 12 Is Now Open for Public Beta Testers, Here's How to Install It on Your iPhone Right Now

Hours after iOS 11.4.1 beta 4 was released on Monday, June 25, Apple's webpage for its public beta software programs was unavailable because of an "update." Sure enough, that meant the public beta for iOS 12 was being prepped to drop shortly thereafter, which is exactly what happened. In other words, you can now install iOS 12 on your iPhone without a developer account!

How To: The Definitive Guide to Android Malware

Android enthusiasts have their own opinion as to whether you need antivirus software on an Android device. This debate will never end, provided that Android malware is in existence. This guide is not here to say, "Yes, you need antivirus," or "No, you don't." It's to give you all the facts, so that you can make a decision as to whether or not you need antivirus on your Nexus.

How To: 5 Alternative Apps to Instagram, Plus How to Back Up and Delete Your Instagram Account for Good

It might be time to move those Instagram photos to another service. It seems that Instagram has never heard of the phrase, "If it ain't broke, don't fix it." In a very big WTF moment, the extremely popular photo sharing and editing app decided that it has the right to sell its users photos to third parties without pay or notice. Yep, you heard that right. That photo you took of your girlfriend laying out on the beach could be in the next stupid Corona commercial without your consent and witho...

How To: The White Hat's Guide to Choosing a Virtual Private Server

Conducting phishing campaigns and hosting Metasploit sessions from a trusted VPS is important to any professional security researcher, pentester, or white hat hacker. However, the options are quite limited since most providers have zero-tolerance policies for any kind of hacking, good or bad. After researching dozens of products, we came out with 5 potentials that are ideal for Null Byte readers.

How To: Here's How You Can Make a Real Difference in the Aftermath of the Michael Brown & Eric Garner Grand Jury Decisions

In the aftermath of the unindicted police killings of Michael Brown and Eric Garner, we've been told that the system worked as intended. When our legal system's outcome is at conflict with what a majority of Americans believe is just, it's clear that some changes are needed. But what specifically needs to change? And what can an average citizen with a moral and just cause do to prevent these kinds of tragedies from repeating themselves again and again?

How To: Keep Law Enforcement Out of Your Android Device

With protests springing up across America, there's a chance you may have your first interaction with law enforcement. Many demonstrators will have their phones in-hand to film the action, which, sadly, could prompt an officer to demand the device and any self-incriminating data it may contain. Before this happens, you should know there are tools at your disposal to protect your data in such situations.

News: Hoax or No Hoax, Here's How Instagram Can Use Your Photos & Videos

You may have recently seen a plethora of Instagram users, including celebrities and politicians, sharing a screenshot declaring that the platform will implement a new "rule" where it would own and could use your photos and videos however it wishes. The screenshots are part of an internet hoax, one that's been around in one way or another since 2012, but what can Instagram actually do with your media?

How To: 8 Must-Have Magisk Modules for OnePlus Phones

The idea of a perfect phone is a myth. There are lots of pros when it comes to OnePlus devices, but there are also a few things that could be better. And even if there were a phone without flaw, there are still things that you might want to customize for personal preference. That's why we set out to find the very best tweaks for OnePlus phones, and to make it easier for you to apply them.

News: 30+ Privacy & Security Settings in iOS 12 You Should Check Right Now

There's always an iPhone in our list of top phones for privacy and security, due in large part to advanced security measures like Face ID, consistent iOS updates, and easy ways to prevent unwanted access and excessive data sharing. However, some of those options actually do the opposite and hinder security. It all depends on how you use your iPhone, but you should at least know everything available.

How To: Secretly Track Someone's Location Using Your iPhone

Apple designed Find My Friends in 2012 as a means for better-connecting with friends and family. It's pretty useful for scenarios when you need to keep tabs at an amusement park or to get a live ETA when your buddy is coming to pick you up from the airport. You can even share your location with others so they can track your whereabouts as you go about your day.