Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."
This video walks you through the steps of using geometric series sum to figure out mortgage payments. This excellent video shows you a clean blackboard, with the instructors voice showing exactly what to do. Don't fret, any question you may have, will be answered. Watching this video will make you feel like your back in the classroom but rather comfortably from your home.
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Runescape has more sidequests than US Government has mortgage-backed securities. This video will teach you everything you need to know about one of them. It's a miniquest called Tarn's Laircommentary here is great, and will leave almost no room for you to lose, you lucky devil.
Looking to buy a home? Why leave your current digs? Using technology has made it easier than ever before to find the home of your dreams. Learn how to buy a home online with help from this how-to video.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
This gem, an extensive cinematography video tutorial on Motion Control systems by Mark Roberts Motion Control. In some ways this video is an advertisement for the systems they create, but there is a lot of useful knowledge shared that transfers to planning, shooting, and compositing with lesser tools. This instructional video explains what motion control is and the features of the Milo Motion control system rig. A ton of fantastic commercial and music video creative work is shown, with shot b...
In this three-part video tutorial, learn how to manage loans with an amortization table in Excel. The three parts of this video go over the following:
This video is about Annual percentage Rate(APR) and the Effective APR rate.The video begins with an example of a credit card which has a APR rate of 22.9% and daily periodic rate of 0.06274%.You can get the APR rate by multiplying the daily peiodic rate with 365, which in this case will be 0.06274*365 which is equal to 22.9.If you convert the daily periodic rate into decimal values , it will be 0.006274.So for example, if you have 1 dollar in your balance on day 1, on day 2 you will owe 1.000...
From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet pedagogical superstar Salman Khan's series of free math tutorials, you'll learn how to work with and solve rate problems in algebra using the distance formula.
Need some help figuring out a simple rate problem (involving the rate of a train for example? See how it's done with this free video math lesson. Need help finding the From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever to follow in their footsteps (or just finish your homework or study for that next big test). With this installment from Internet peda...
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, part of his "Excel Finance Class" series of free video lessons, you'll learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate) and Period Rate.
One formula that you will run into in Calculus is calculating the percentage growth rate using a logarithmic derivative, elasticity of demand, relation among elasticity of demand and also revenue. In this video you will learn the different formulas that are used, methods of solving each formula, and also the full solutions.
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 29th installment in his "Excel Business Math" series of free video lessons, you'll learn how to solve for rate, amount of change and rate of change.
What Is a Rate? A rate is a comparison of two quantities that have different units. An example is 90 miles/3 hours, which is read as 90 miles per 3 hours.
Want to calculate percentage growth rates (also known as the relative rates of change)? Learn how with this free video calculus lesson, which covers calculating the percentage growth rate using a logarithmic derivative, elasticity of demand and the relation between elasticity of demand and revenue. From Ramanujan to calculus co-creator Gottfried Leibniz, many of the world's best and brightest mathematical minds have belonged to autodidacts. And, thanks to the Internet, it's easier than ever t...
Some savings plan pays interest 365 days in a year but you make deposit monthly. You can use Excel functions to calculate the maturity value of the of the monthly plan. To do this you have to use the nominal and effect functions before using the future value functions. First enter the know data like the monthly payment, the number of years of payment, the number of days in a year, and the annual percentage rate. First take the nominal rate and calculate the effective rate with the help of eff...
How to test your graphic frame rate in iTunes
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:
All you hear about on the news, the radio, and in other media sources is how the unemployment rate is high. But how do they know that? How did they get to that conclusion? Well, wonder no more! In this video you will learn what formulas you can use and other statistics to find out what the unemployment rate is.
Your maximum heart rate is an important piece of information to know if you are exercising seriously and want to make sure you are going hard without damaging your body. This video will teach you an easy, conservative way to estimate your maximum heart rate. With this knowledge and a heart monitor you will be able to assess the quality of your workout more accurately.
In this invigorating exercise, the Shirtless Apprentice leads us through the beautiful pastures of frame rates. Watch as Matt explains the intricacies of selecting the correct frame rate for your online video.
With the rise of smartwatches and wearables, you'd almost expect to need one to get a heart rate reading. While these devices can be helpful, not everyone has or wants to wear a gadget all the time to track their BPM. Luckily, when you combine Google Fit with a popular third-party heart rate measuring app, it will make things easy for you.
The days of bad smartphone videos are long gone. Your iPhone or Android phone is a capable video recorder, even offering different frame rate options in the native camera settings. Filmic Pro makes things a little simpler, however, and adds additional controls you wouldn't find on your device alone.
Filmic Pro harnesses the full native power of your iPhone or Android phone — and then some. If your smartphone shoots in 4K resolution, Filmic Pro will let you choose that resolution. However, it's not all about the pixels — bit rate is an essential factor in determining the overall quality of your 720p, 1080p, or 4K video, something Filmic Pro gives you full control over.
You're minding your business when your Apple Watch taps you. To your surprise, the watch claims your heart rate dipped abnormally low. The news might come as a shock — especially if you have no history of a heart condition — but before you panic, you should take the time to fully understand what this alert is really saying and what you can and should do about it.
Samsung created quite a buzz when it debuted a built-in heart rate sensor on the Galaxy S5 back in 2014, but amazingly, not many other manufacturers decided to follow suit. It's really a shame, too, since data from a heart rate sensor would go perfectly hand in hand with the increasing fitness- and activity-tracking features that most smartphones sport these days.
The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...
In this installment of the Excel Basics Series you'll learn how to use formulas to calculate an annual interest rate, as well as breaking it down to a monthly rate and an effective annual rate. A general knowledge of Excel is helpful for navigating the menus in Excel, but if you pay attention during this presentation you'll pick up the skills quickly! Several ideas covered in this video are Formulas with cell references, how to find various Excel functions to use in formulas, and the Effect f...
This movie shows you how to easily change screen resolution and the refresh rate in Windows 7. The first thing you have to do is to right-click anywhere on the desktop and then click the 'Screen Resolution' item. If you have multiple displays, select the display which resolution you want to change from the pop-up menu in the 'Display' field. Next, select the preferred resolution from the pop-up menu in the 'Resolution' field. To change your display refresh rate, you have to click the 'Advance...
Utilizing X-Rated Fusion, this drink brings many flavors to the table, most through the alcohol itself. With a bit of Peach Schnapps and pineapple juice, the only thing to make this drink complete is a bit of 7UP to lighten the mood.
In this tutorial, we learn how to find your recovery heart rate. First, get your heart rate up by doing some sort of activity that you enjoy doing. After you have your heart rate up, figure out how many beats you have in fifteen seconds. After you have counted this, multiply it by four. Now, sit back and relax for two minutes exactly. Next, time another fifteen seconds with your stop watch and count how many beats your heart has. Multiply this number by four, then subtract the two numbers. Af...
For Android smartphones, the latest craze is high refresh rate displays, and many popular flagships have them. But until now, there has been no way to confirm it is, in fact, running at higher hertz besides a menu option. Android 11 changes this.
After leveraging the well-known intellectual property of Rovio's Angry Birds for its first game for the Magic Leap One, Resolution Games is singing a new song with a familiar refrain for its next game for the augmented reality headset.
Your Apple Watch sends you notifications from friends, family, and the apps that are important to you. Occasionally, however, the watch may scare the heck out of you with a notification warning of an abnormal, elevated heart rate. If you have no history of heart conditions, this alert might come as a shock. Why do you have a high heart rate, and what are you to do with the information?
Export your video to share on Vimeo with iMovie. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a file ready for upload.
Export your video to share on Vimeo with Windows Live Movie Maker. This video shows the different steps involved in exporting video, including setting the video width & height, bit rate, frame rate, audio settings, and saving to a WMV file ready for upload.
High finance and statistical analysis are too complex for most people once they forget what they learned in high school. If you are an investor or small business owner, you can't afford to forget this stuff. This video will teach you how to value an interest rate swap, good info for financial professionals and students.
