New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 355th installment in their series of digital spreadsheet magic tricks, you'll learn how to use VLOOKUP to create a mortgage calculator that can handle four different types of loans: begin annuity, end annuity, interest only and "other."
This video walks you through the steps of using geometric series sum to figure out mortgage payments. This excellent video shows you a clean blackboard, with the instructors voice showing exactly what to do. Don't fret, any question you may have, will be answered. Watching this video will make you feel like your back in the classroom but rather comfortably from your home.
Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
In this three-part video tutorial, learn how to manage loans with an amortization table in Excel. The three parts of this video go over the following:
Looking at homes is the fun part. But before you go house hunting, make sure you have your financial ducks in a row.
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt.
Runescape has more sidequests than US Government has mortgage-backed securities. This video will teach you everything you need to know about one of them. It's a miniquest called Tarn's Laircommentary here is great, and will leave almost no room for you to lose, you lucky devil.
Looking to get an FHA loan? The Federal Housing Administration, FHA for short, provides mortgage insurance on loans made by FHA-approved lenders throughout the U.S. Here's how to get your FHA-insured loan. Learn how to get one with help from this video.
This gem, an extensive cinematography video tutorial on Motion Control systems by Mark Roberts Motion Control. In some ways this video is an advertisement for the systems they create, but there is a lot of useful knowledge shared that transfers to planning, shooting, and compositing with lesser tools. This instructional video explains what motion control is and the features of the Milo Motion control system rig. A ton of fantastic commercial and music video creative work is shown, with shot b...
Looking to buy a home? Why leave your current digs? Using technology has made it easier than ever before to find the home of your dreams. Learn how to buy a home online with help from this how-to video.
After leveraging the well-known intellectual property of Rovio's Angry Birds for its first game for the Magic Leap One, Resolution Games is singing a new song with a familiar refrain for its next game for the augmented reality headset.
In order to win at playing slot machines, you need to keep a few things in mind. Slot machines are not random. They are programmed to pay out at certain times, in certain amounts, and at certain intervals.
How Get Paid for Donating Plasma. Donating blood doesn't pay, but donating plasma—the part of blood used to treat hemophiliacs and burn victims—does. See if you qualify.
When it comes to your cell phone, do you feel like you’re paying more and more for less and less? Get the upper hand with these tips. You will need:
Ilyce Glink with ExpertRealEstateTips tells us about how often home owners ask her "How much should I pay a contractor before he or she starts the job?". The one who will be answering this question is Line Epstein, Vice President of Baker Construction Group. "You should never pay your contractor in full before the entire job is completed" -he says. "Not that he's going to run off with your money, but you want to keep some incentive to get the job done right. You should give a deposit of 5 to ...
What happens when somebody sends you Apple Pay Cash inside of an iMessage? Do you have to add it to your Apple Pay Cash card on your iPhone manually or does it miraculously appear there automatically?
Now that Apple Pay Cash has arrived, you (hopefully) might end up getting sent some money right from inside an iMessage. If so, that money gets added to your Apple Pay Cash card in iOS 11.2, which you can use just like any other card in your digital wallet. If you're not so lucky, you can still add money to the card yourself without having to wait for a contact to send you money first.
Move over Venmo, Apple Pay Cash is here, and it's built right into iMessage. If you're like us, you've been eagerly waiting to give this new feature a try on your iPhone ever since Apple announced it during WWDC 2017 back in June. While it was never released in the main iOS 11 update, it finally showed up in iOS 11.2.
First showcased back in June at WWDC, Apple Pay Cash is Apple's answer to Venmo. Although iOS 11 has been out in the wild since September, this new iMessage feature has been mysteriously absent. That's finally changed with the second beta of iOS 11.2 — Apple Pay Cash is here.
Baseball fans can now leave their wallets behind at specific stadiums throughout the country. A new upgrade by Appetize to the foodservice and retail technology used at ballparks means you can now use Apple Pay to make purchases at 5 Major League Baseball stadiums.
You can send and receive money from your iPhone using Venmo, Square Cash, Facebook Messenger, and even Snapchat. There's also Zelle, which offers quick-pay solutions in major banking apps such as Bank of America, Chase, and Wells Fargo. However, Apple has a built-in system to transfer money, with person-to-person payments being available in the Messages app ever since iOS 11.2.
All you paying Spotify users are about to get another exclusive privilege besides getting out of all those annoying "Ever wonder what it would be like to have Spotify premium?" ads. The Sweden-based company is looking to lower the royalty fees they have to pay to major record labels for their music, by compromising on their policy that all their music be free to paying and nonpaying users. Spotify would for a limited time restrict access on major album releases to their paying subscribers.
Up until the last 15 years or so, watching the commercials during the Super Bowl was arguably more exciting than the game itself. Super Bowl XXIV featured the San Francisco 49ers blowing out the Broncos, 55-10, in the worst Super Bowl beatdown of all time. The game might not have been that exciting, but the commercials sure were.
Apple Pay has been available to use in stores, as well as in select apps and websites, ever since its first appearance in iOS 8.1. Now, with iOS 12, there are currently 13 different iPhone models that support Apple Pay functionality without the use of an Apple Watch, and the list of partnered stores that accept Apple Pay has only grown. Here's our always-up-to-date list to keep you in the know.
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 38th installment in his "Excel Business Math" series of free video lessons, you'll learn how to calculate gross and overtime pay in MS Excel.
Using Apple Pay in stores to make purchases is as easy as holding your iPhone near the NFC reader and authenticating with Face ID or Touch ID. That method uses the primary payment card in Apple Wallet automatically, and your primary card may change from week to week based on your spending, so you'll probably need to change it periodically.
With Apple Pay Cash, you can easily and securely pay your contacts directly in your iPhone's Messages app. While you can always use the normal method of paying someone with Apple Pay Cash, there's actually a faster way, as long as your contact asks you for money in an iMessage.
You might be proficient at sending your family and friends money using Apple Pay Cash on your iPhone, but what about when you need some digital currency in your wallet to buy in-app purchases or to get back the money you spent on someone's lunch? Requesting some Apple Pay Cash can be done a few different ways, none of which are hard.
With the release of iOS 11, Apple promised to give us person-to-person transactions by way of iMessages. In the iOS 11.2 update, the new Apple Pay Cash system is now ready for you to send money to family and friends right from your iPhone — and there are multiple ways to get it done.
Let's say you receive $10 from a friend through Apple Pay Cash via an iMessage. You could spend that money in the App Store or at any retailer that supports Apple Pay using your Apple Pay Cash card. If you'd rather save it or use it for bills, it's easy to transfer that money to your bank account in iOS 11.2.
With Apple Pay Cash in iOS 11.2, your iPhone potentially becomes the only form of payment you need. Whether you're sending money to a friend via iMessage or paying for your groceries, you can use Apple Pay Cash to complete those transactions. It makes sense, then, that Apple would allow you to add your Apple Pay Cash card to the lock screen, for quick access wherever you are.
Android has a brand new mobile payments system, and it's rolling out to most devices as we speak. Android Pay, as it's called, will replace the existing Google Wallet app as an update, and it brings some awesome new functionality such as tokenization and the ability to tap-and-pay by simply unlocking your phone.
Mobile payment systems have been around for almost 5 years now, starting with Google Wallet. But when Apple got into the game last year with their new Apple Pay service, things really started to take off. Around this time, Samsung responded by acquiring an up-and-coming mobile payments company that owned the rights to an incredibly innovative technology called Magnetic Secure Transmission (MST).
As you're probably well aware by now, the Apple Watch isn't just for sending text messages and checking Instagram—you can also use it as your wallet. With Apple Pay compatibility, you can use your Watch to make purchases at any retailer that accepts the payment service.
It’s never too late to clean up your credit record – and save yourself thousands of dollars in exorbitant interest rates in the process. Learn how to repair your credit with this guide from Howcast.
Got your eye on that new Phllip Lim clutch on Net-A-Porter.com? Save up for an investment piece you'll use for the rest of your life by selling some of your old clothing to a consignment store or online.
In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...
Did you just find an iPhone 3G or 3GS on the floor but don't want to pay for the expensive AT&T plan?? This instructional video takes you step by step on how to easily jailbreak the phone with a couple of simple of steps that will allow you to use your phone in a matter of minutes without having to pay outrageous monthly phone bills. All you need to do is have iTunes installed on your computer and then just follow the simple steps stated in the video.
In this video, we learn how to change your Gamertag on an Xbox 360 (Xbox 101). On the console, go to the 'my Xbox' channel, and then highlight your gamer card. Then, press 'a' and edit profile. Go to gamer tag, then press continue and change your gamer tag. If it's already taken, you will have to change it to something else. You will have to pay 800 points to do this, so make sure you think about it before you do it so you don't end up paying more and more to change it. This will change your ...
With Apple Pay Cash, sending and receiving money with fellow Apple users has never been easier. One big plus about Apple's new Apple Pay Cash card is that all of your transactions are available just a few taps away, so you can see all your person-to-person payments, balance additions, and bank transfers.
