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News: Spotify Considers Restricting Big Album Releases to Paying Users Only

All you paying Spotify users are about to get another exclusive privilege besides getting out of all those annoying "Ever wonder what it would be like to have Spotify premium?" ads. The Sweden-based company is looking to lower the royalty fees they have to pay to major record labels for their music, by compromising on their policy that all their music be free to paying and nonpaying users. Spotify would for a limited time restrict access on major album releases to their paying subscribers.

How To: Pay your contractor

Ilyce Glink with ExpertRealEstateTips tells us about how often home owners ask her "How much should I pay a contractor before he or she starts the job?". The one who will be answering this question is Line Epstein, Vice President of Baker Construction Group. "You should never pay your contractor in full before the entire job is completed" -he says. "Not that he's going to run off with your money, but you want to keep some incentive to get the job done right. You should give a deposit of 5 to ...

How To: Send & Receive Apple Pay Cash via Messages on Your iPhone

You can send and receive money from your iPhone using Venmo, Square Cash, Facebook Messenger, and even Snapchat. There's also Zelle, which offers quick-pay solutions in major banking apps such as Bank of America, Chase, and Wells Fargo. However, Apple has a built-in system to transfer money, with person-to-person payments being available in the Messages app ever since iOS 11.2.

Advice from a Real Hacker: How I Would Build the God's Eye of Furious 7

In the recent hit movie Furious 7, the storyline revolves around the acquisition of a hacking system known as "God's Eye" that is capable of finding and tracking anyone in real time. Both the U.S. spy agencies and an adversarial spy agency (it's not clear who the adversary is, but the location is "beyond the Caucasus mountains," which could imply Russia?) desperately want their hands on this system.

News: Here's Everything You Should Know About Samsung Pay

Mobile payment systems have been around for almost 5 years now, starting with Google Wallet. But when Apple got into the game last year with their new Apple Pay service, things really started to take off. Around this time, Samsung responded by acquiring an up-and-coming mobile payments company that owned the rights to an incredibly innovative technology called Magnetic Secure Transmission (MST).

How To: Use Social Engineering to Hack Computers

Today I am going to teach the various ways that you can use social engineering to hack a system. For those of you that have followed my past tutorials, you know that social engineering can unlock a world of possibilities. This is because no matter how many firewalls, no matter how many patches there are on a server, the password is kept in the minds of people...and people, are not as smart as computers.

How To: Which Stores Accept Apple Pay? The Always Up-to-Date List

Apple Pay has been available to use in stores, as well as in select apps and websites, ever since its first appearance in iOS 8.1. Now, with iOS 12, there are currently 13 different iPhone models that support Apple Pay functionality without the use of an Apple Watch, and the list of partnered stores that accept Apple Pay has only grown. Here's our always-up-to-date list to keep you in the know.

How To: Calculate gross and overtime pay in Microsoft Excel

As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 38th installment in his "Excel Business Math" series of free video lessons, you'll learn how to calculate gross and overtime pay in MS Excel.

How To: Unlock Android Pay on Your Phone Right Now

In response to the success of Apple Pay and an attempt to stave off the appealing Samsung Pay service, Google is completely revamping Android's mobile payments system. Instead of just using Google Wallet as an app to make payments with your phone, a new service called Android Pay, with an extensive underlying framework and API, will soon make its debut—and maybe even sooner than you'd think.

News: Android Devices Will Activate Apple Pay on Your iPhone 6

Apple Pay is ready for use at over 220,000 outlets across the United States. By using your iPhone 6 or 6 Plus, all you have to do is point your device at any NFC-enabled point-of-sale system compatible with Apple Pay, press your fingerprint on the home button, and voilà—you've just paid for something with your card. As a matter of fact, the store doesn't even need to have Apple Pay compatibility to work with your phone. If their machines have NFC-technology, they'll recognize your device (unl...

How To: Change your Gamertag on an Xbox 360

In this video, we learn how to change your Gamertag on an Xbox 360 (Xbox 101). On the console, go to the 'my Xbox' channel, and then highlight your gamer card. Then, press 'a' and edit profile. Go to gamer tag, then press continue and change your gamer tag. If it's already taken, you will have to change it to something else. You will have to pay 800 points to do this, so make sure you think about it before you do it so you don't end up paying more and more to change it. This will change your ...

How To: Understand compound & continuous interest

In this video the instructor talks about compound and continuous interest formula calculations. You need to understand the concepts of simple and compound interest. Only then you can understand what the bank is doing to your money which are in your bank account. Simple interest is a method where when returning a borrowed sum to some one you pay additional price for using the money all this time. Compound interest is a similar concept where you pay interest on the original sum borrowed, and al...

How To: Jailbreak your iPhone 3G

Did you just find an iPhone 3G or 3GS on the floor but don't want to pay for the expensive AT&T plan?? This instructional video takes you step by step on how to easily jailbreak the phone with a couple of simple of steps that will allow you to use your phone in a matter of minutes without having to pay outrageous monthly phone bills. All you need to do is have iTunes installed on your computer and then just follow the simple steps stated in the video.