New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 623rd installment in their series of digital spreadsheet magic tricks, you'll learn how to see the pain that pay day loans inflict on people using Excel. Learn how to calculate APR (Annual Percentage Rate), EAR (Effective Annual Rate), an Amortization Table and the EAR for a loan that takes a fee out up front. Learn ...
Taking really professional-looking portrait is a tricky business, which is why so many people are so well-paid for doing so. If you want to create similar results without hiring the professional, this two-part video will give you some handy tips for how to do it. It includes how to frame the shot, some equipment and props that you will need, and other techniques. Never pay hundred of dollars for a professional Christmas card photo again!
New to Microsoft Excel? Looking for a tip? How about a tip so mind-blowingly useful as to qualify as a magic trick? You're in luck. In this MS Excel tutorial from ExcelIsFun, the 515th installment in their series of digital spreadsheet magic tricks, you'll learn how to create an amortization table that will update when you pay extra principal so that loan is paid off early. See also how to make changes to a template, get into trouble, then trouble shoot your way out of it so that you can fix ...
In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...
This will illustrate us how to use the reverse auction site Dubli. Here are the following steps.Step 1: First of all enter the link and log onto the official website of DubliStep 2: Now you will find various options on the homepage of Dubli.Step 3: go and click the option of auction option.Step 4: The various product that are for auction will be displayed.Step 5: Search for the product that you want to auction for and enter the amount that you pay for the product and press the go button.Step ...
This video shows you how to bypass expensive texting charges and use this free and easy way to text people without the need to download apps, go to websites, or jailbreak your device. Works on basically any cell phone. No need to ever pay $20.00 for unlimited texting with AT&T, watching this you'll be able to text for free whenever, and whoever.
David Wygant discusses how to meet girls with the right opening line. First, don't initially get hung up on one girl. You can become selective once you successfully utilize techniques to be open to everyone and gain their interest. First, observe a woman and get inside her head. Women and men think in very similar ways. Everyone's favorite conversation is about themselves. Keep her lips moving and talking about herself by observing and paying attention to every little detail. Train your mind ...
How to get a vending machine to pay you for its goodies, instead of you paying for them. First off, find a older vending machine, and insert your dollar bill as you normally would. Once you have entered it, you can select which ever item you want. Then quickly, before the item dispenses, hold up on the gate to prevent the item from falling. When it falls, it should rest on the back of the gate you're holding up—don't let go yet. After a long wait, the vending machine will think nothing dispen...
It’s like a personal photo, except classier, and you can make the model look slightly more attractive than they really are.
Last weekend, some unlucky Gmail users inadvertently had their email accounts wiped out. Actually, it was 0.02 percent of all Gmail users—or roughly 40,000 of the 200 million who use the email service, due to an "unexpected bug" which affected copies of the data. Gmail does make backup files of everything, so eventually everyone will reclaim their email history. In fact, as of yesterday, Google has successfully restored all information from their backup tapes and has started returning everyon...
If you work for a company you are probably entitled to maternity leave. Gather as much info as possible and then have an honest conversation with your employers. With tact and civility should be able to have time to recover with your baby and keep your job too.
Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:
You've written the great American novel, and you want to make sure that your story stays yours. Register your copyright and preserve your intellectual rights. In this video, learn how to copyright produced material.
Not only has Google released a completely new Google Pay app for US users on both iPhone and Android, but the've also minted a new mobile banking service. Called Plex, it provides online bank accounts at one of 11 partner banks and credit unions, with no minimum balance requirements, overdraft charges, or monthly fees.
It's finally here. After years of rumors and speculation, Apple unveiled the new iPhone SE on April 15. While it doesn't have a 4-inch display like the original SE, it's the smallest new iPhone you can buy today, with the chipset of the iPhone 11, 11 Pro, and 11 Pro Max. So, when can you get your hands on it?
Your S20 has a shortcut for Samsung Pay along the bottom of the home screen. But it tends to get in the way sometimes, especially if you're using the new Android 10 gestures in One UI 2. Besides, if you don't use the feature, you probably don't want that little white line at the bottom of your screen anyway.
Apple Pay can be used at retail stores, restaurants, markets, and millions of other locations in the US and abroad. It's used to buy everything from clothing to groceries and vending machine snacks, so it's important to ensure that the cards in your Wallet are always up to date with the correct billing and shipping addresses.
On Monday, Apple unveiled its Apple Card, the company's boldest move yet toward becoming a truly mainstream mobile payments company. And the product has vast implications for our augmented reality future, some of which may not be immediately obvious to many.
When your iPhone goes missing, it's serious business. Depending on your usage, your whole life might be connected to your iPhone, not the least of which includes debit cards, credit cards, and Apple Pay Cash stored in Apple Pay. While it's nearly impossible for someone to use your money with Apple Pay, it's still a good idea to disable it until you find your iPhone, just in case.
When OnePlus announced their partnership with T-Mobile and the deal the magenta carrier is set to offer, mouths dropped. But as usual, this deal comes with some caveats. The bulk of these will hurt the folks who love to root, something a large portion of the OnePlus community enjoys doing.
With new iPhone models out, you'll have updated cameras to try out, a faster processor, and new colors to choose from. The only thing that could stop you from picking one up yourself is, well, your current iPhone. Here's how to check if you're eligible to upgrade to iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, or any other iPhone still being sold.
In the not so distant past, you had to actually go meet someone in person to repay money you owed them. Say they covered your half of dinner or picked up movie tickets — they wouldn't get their money back at least until the next time you saw them. Thankfully, Venmo has effectively eliminated this inconvenience.
If you used Touch ID on an iPhone before, all you had to do to install apps and games from the App Store was rest your fingertip on the Home button. On the iPhone X, there's Face ID instead, and Apple has included on-screen instructions to help everyone adjust to the lack of Home button. Still, those instructions may not be working for you, but the solution is as simple as a misinterpretation.
It's been a busy week for Apple. After two beta updates in one week, iOS 11.2 was released to the public around 1:30 a.m. PT on Saturday, Dec. 2. Usually, Apple releases updates around 10 a.m. PT, but this one was rushed in the wake of a huge time/date bug that was causing some iPhones to crash on Dec. 2 once 12:15 a.m. local time hit. But bug fixes aren't the only thing in this new iOS version.
Apple released the second version of its iOS 11.2 developer beta Monday, exactly one week from beta 1, then opened up the public beta version on Tuesday. While beta 2 has been available on iPhone X since Friday, Nov. 3, all compatible iPhones can now update to this version.
Paying for street parking in New York City just got so much easier. Instead of searching for loose change or hoping you didn't forget your wallet, you can use a device you always have with you: your phone.
For $0.25 per transaction, PayPal will soon be allowing you to transfer money through their app that will get delivered within seconds rather than days.
Get ready IG influencers, the Instagram promotional world as you know it is about to change. Instagram is one of the top places for influencers to make money with product promotion. So, of course, it is to be expected that these IG dominators would run into their fair share of disasters. Especially since over 90% of celebrities and influencers on Instagram don't follow FTC guidelines.
Google's monthly Android security updates are generally welcome—at the very least, they provide a feeling of security that our device is now somewhat safer than it was 30 days ago. Vulnerability patches, slight enhancements to performance, and overall bug fixes are generally included in the monthly OTAs, but as it turns out, they're not always for the better.
Apple just unveiled the new iPhone 7 and 7 Plus at their September event, which means we're inching closer to traffic jams, parking lot fights, and day-long lines at Apple Stores, as well as those inevitable, dreaded words: "sold out."
If you tend to go over your data allotment each month, or are constantly afraid you will, Verizon Wireless is giving you chance to relax a little bit with up to 2 GB free data for two months.
Google announced today that it's offering rewards to Android Pay users, and taking advantage of these deals could land you a free 2nd Generation Chromecast, among other prizes. The Tap 10 promotion is pretty self-explanatory: Tap to use Android Pay 10 times before February 29, 2016, and Google will give you a code to redeem a free Chromecast, free music, or both. You'll also be rewarded for Taps 1 through 9 as well. You'll receive a code for one music track from the Google Play Store for ever...
Unlocking our iPhones with Touch ID isn't something most of us pay any mind to; it's quick, simple, and gets the job done. Today, I'll be slowing things down for a second and showing you how to add the Apple Pay checkmark animation to your Touch ID-enabled lock screen. It looks awesome and doesn't add any additional unlocking time than normal.
Looking to move the right way? Owning a piece of property is an important goal for many people. Here’s how to obtain a copy of proof of ownership.
Usually those "dry clean only" tags mean one thing: dry cleaning bills. Why sacrifice wearing silk, suede, or other fine fabrics when knowing just a few clothes care tips can save you tons of money on dry cleaning.
Don't hide in a cave when the market is down. Find stocks that will pay off when the bull makes its return.
Need to leave town earlier or later than planned? Flying stand-by is not as simple as it used to be. Learn how to fly stand by - you never know when it may be necessary.
This tutorial will help you learn to read the defense while playing Madden NFL 12. You'll need to pay special attention to the alignment if you want to figure out what your opponent is up to. Using the technique described in this guide, you'll be able to determine if it's zone or man.
Make a cool confetti cannon that's great for concerts, parties and special events! Kipkay demonstrates how to hack together this high powered cannon. Confetti bombs are super fun, pay attention to learn how to make your own confetti cannon.
The Achievement Hunter walks their viewers through the steps needed to find an easter egg in The Witcher 2 on PC which pays homage to the Assassin's Creed video game series. Find out where to find a character crossover within the world of The Witcher.