Just because fixed rate mortgage rates have dropped to historic lows doesn't mean that you should automatically refinance. With the economic climate you might not be able to refinance because many banks have tightened the rules for refinancing. As for who is eligible, you will need a 700-720 on your credit score to get the best rates. To refinance at all you need at least a 600. Generally it is worthwhile to refinance if you can save at least a half point off of your current rate. But you do ...
This do-it-yourself video from Lowe's describes how to plan and install a pull-out wastebasket and a two-tier shelf. He explains how storage should work within the kitchen triangle. The pull-out wastebasket frame attaches easily with screws. He then adds a slide-out feature so that the door pulls the wastebasket out. The two-tier wire basket is used to hold pots and pans. Slides are attached to support brackets, the frame is set inside the cabinet and attached with screws. Cabinet organizers ...
This video demonstrates the proper way to sharpen knives with a steel. First, the blade of the knife should be held at about at 22 degree angle to the steel, Second, the knife should be slid along the steel in a sharpening motion. The steel should run along the blade of the knife from one edge to the other. Both sides of the blade should be sharpened in this manner. The steel has a guard to prevent the knife from accidentally cutting your hand, but if you are afraid of being cut, the steel ca...
Planning a big fall party? This simple pumpkin pie martini is the perfect choice and a big crowd pleaser. This short instructional video takes you step by step on teaching you how to make this wonderful martini. It tells you all the ingredients and materials needed and shows you the simple steps it takes to make it. It will only take a short couple of minutes before you create this simple but delicious pumpkin pie martini that will have your guests asking for more.
Professional Triathlon, Jessi Stensland, shows tricks to making quick and smooth triathlon transitions. She takes you through racking of your bike, bike equipment checks, gear positioning, helmet and sunglasses placement, and shoe preparations to minimize the time needed to transition from swimming to biking. Similarly, she covers the biking to running transition and shows how to position shoes, visor, identification, and nutrient packs so that you can quickly transition into the final leg of...
Sick of paying for pricey text messaging plans? Down because your parents cut off or limited your texting? Let Hawks12thman offer his excellent, money-saving advice on how to send your texts for FREE from your computer. Especially helpful for those who cannot afford to keep a cell phone but don't want to miss out on a minute of conversation with friends. Also handy for when you are working on the web and don't happen to have your cell phone handy!
In this short language tutorial, learn how to say a variety of words in Polish and practice your pronunciation by pausing the video. Words covered in this video include: big, small, cheap, expensive, difficult, easy, hot, quick, slow, early and more.
How else are you going to delight the people of Poland without telling them how wonderful everything is? In this language tutorial, learn how to say various things are good... including yourself. Phrases include: "good computer", "good husband", "good tea" and much more.
Learn how to tell people your throat is quenched and your belly is rumbling. Learn how to say "I'm sorry" and "I'm hungry" in Polish. Practice the correct pronunciation by stopping and pausing this short language tutorial!
It's important to be able to convey to someone that you are feeling ill in their language. In this video, learn how to say "I'm sick" in Polish, as well as "I'm hungry" and "I'm tired". Study & learn the correct pronunciation by stopping and pausing this short language tutorial to practice!
Anytime you leave the country for a country that speaks another language, it's important to learn the phrase, "I'm lost". Learn how to say that, along with other phrases that will help you on your journey such as "How much?" and "What does that mean?". Work on your Polish pronunciation by repeating this short video until you get it down right.
Learn some basic phrases in Polish with help from this video on Polish survival phrases. Survive in Poland knowing how to say such phrases as "Where?", "What?" and "What is this?". Work on your pronunciation by repeating the video, until you get it down pat!
Be kind to people on your trip to Poland by learning how to greet people in the streets! In this video, learn how to say "good morning", "good evening", and "nice to meet you" in Polish & the correct pronunciation for each. Before you know it, you may win over the entire country!
Before you go to Poland on the vacation of a lifetime, you should first learn some basic words & phrases, like "yes", "no", and "excuse me". In this video, learn those phrases and the correct pronunciation for each.
Before you embark your journey to Poland, first learn some manners! In this "basic survival Polish lesson" learn how to say such phrases in Polish as: "please", "thank you", and "that's alright".
Before you leave for your trip to Poland, it's important to learn basic survival phrases to get around better. In this instructional video, learn how to say "hi" and "please repeat" in the Polish language.
On your trip to Poland, be sure to know you armed with the language skills to get around. In this instructional video, learn how to ask where a bus is headed, and how to pronounce it correctly in Polish.
Yes, it's right. It's totally boiling in your classroom. Impress your teacher (or be a smart ass), by asking if you can open the window in Polish. In this video, learn how to ask "May I open the window?" and how to pronounce it correctly in the Polish native tongue.
Send your friends & family a "kartka pocztowa" from Poland! A what? A postcard. In this video, learn the Polish word for "postcard" (which translates to "kartka pocztowa") and how to pronounce it correctly in the Polish native tongue.
Get back from your trip to Poland in time for work on Monday! To do so, you might just need to talk to your airline about how that fourteen hour delay just isn't going to work for you. In this video, learn the Polish word for "flight" (which translates to "lot") and how to pronounce it correctly.
Before your trip to Poland, learn how to say the most important words and phrases that might come in handy. In this video, learn the Polish word for "shower" and how to pronounce it correctly.
In Poland, you will eat... and you will eat well. In this short language tutorial, learn how to ask, "Does the price include breakfast?" to your waiter, which translates to "Czy to cena ze sniadaniem?"
Hey ladies! On your trip to Poland, learn how to ask those cute Polish guys out on date with a variety of phrases and questions taught in this video. A situational conversation lesson, learn how to say the following in the Polish language: "Shall we go to the swimming pool?", "Have you got a map?", "Let's meet at the bus stop" and more.
Attention men! Looking to pick up a cute Polish women on your trip to Poland? Tell her how cute you think she is with help from this language instructional video. Learn how to say "you are cute" in Polish, which translates to "Jestes fajna".
We all can recognize the fact, that vacations involve a lot of eating. For that second helping, learn how to get your waiters attention by learning the word for waiter in Polish... which translates from English to to "kelner".
I scream, you scream... we all scream for ice cream! But how about in Polish? In this video, learn how to say the word for "ice cream" in Polish which translates to "lody".
If there's one thing all countries have in common it's beer as a favorite evening beverage... Especially amongst the male population. In this video, learn how to correctly say the word for "beer" in the Polish language which translates to "piwo".
Incorporate some fruit into your grocery list on your Polish vacation! In this short language tutorial, learn how to correctly pronunciate the word for "fruit" in the Polish language which translates to "owoce".
There's one thing all people of all countries can enjoy... and that's a nice glass of wine! Learn how to say & correctly pronunciate the word for "wine" in the Polish language which translates to "wino".
On your trip to Poland, fit in with the locals and hang out at the local coffee shop... but don't just sit there, order something! In this video, learn how to correctly say, "I'd like to order a coffee" in the Polish language.
It's important to be adventurous and try new things while visiting another country. Try the duck in Poland with help from this language instructional video. Learn how to say "duck" in Polish.
Polish sausage? Are you kidding? If you ever, ever go to Poland, you need to try the sausage! In this video, learn how to say the word "sausage" correctly in the Polish language... the single word that will act as a portal to a world of sensational tastes... and a few extra pounds.
Learn how to say & correctly pronunciate the word "chicken" in the Polish language with help from this short instructional video. On a trip to Poland, it might just come in handy while dining!
Every vacation involves a lot of eating & dining. In this video, you will learn how to say a very important phrase in Polish: "Can I have the bill, please?"
To visit a local deli on your trip to Poland, you of course must first learn the word for "meat"! In this video, learn how to correctly say & pronunciate the word "meat"... The locals will not even recognize the fact you're a visitor!
In this video, learn the Polish word for "cured meat" and the correct pronunciation. To cure meat, is to preserve it by either smoking or salting. Salt dehydrates the meat, creating such cured delites as bacon, sausages, and lamb proscuitto... Perfect for appetizer platters!
If you're lucky enough to vacation overseas, you must try how the meat is prepared in each country. It's amazing how different countries prepare and cook their meat selections, and ultimately, the difference in taste. In this video, learn the Polish word for "pork" and the correct pronunciation.
In some countries they warn you to not drink the water... In Poland? You're most likely fine, but it doesn't hurt to learn the Polish word for "mineral water" just in case. Learn how to say "mineral water" with help from this language tutorial.
Peaches are a great source of Vitamin A and C, as well as fiber. Not a fan of fruit? Make a low sugar peach pie to receive the benefits of this beautiful fruit. In this video, learn how to correctly say the word "peach" in Polish with the correct pronunciation.
Some studies say apricots help prevent cataracts, heart disease, and even cancer. They're also high in antioxidants and beta carotene. So, grab an apricot for an on-the-go snack the next time you leave the house or make a low-sugar apricot jam for a sweet & healthy treat.