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How To: 3 Apps for Getting Your Budget & Finances Under Control in 2017

It's become a routine for many of us to ring in the New Year with pledges to finally get our budgets and finances under control. Unfortunately, it's also quite difficult to to keep those promises. Some of us will just dive into our resolutions and wing it as we move forward, which usually ends in failure. But even for those of us who plan carefully, obstacles along the way can spell doom for New Year's resolutions.

How To: Create a cheap doily cupcake wrapper

Cupcakes like to get dressed up according to the occasion which they'll be visiting: Evil, spider web-covered cupcake holders for Halloween and prim, delicate lacy holders for spring events. But we know that times are tight and it's not always fun purchasing bag after bag of cupcake holders.

How To: Make upsidedown heart wire earrings

Accessorize your outfit with a pair of adorabe handmade upside down heart earrings! Why shell out tons of cash to walk down the street in style, when you can make your own accessores at home for half the cost!? In this two-part video tutorial, learn how to make wire wrap upside down heart earrings step by step.

How To: Hack Demolition City 2 with Cheat Engine (10/12/09)

This is a video about "How to Hack: Demolition City 2" by Travis. This is a flash game. To begin hacking, go to the game and enter the first level. At this point, you do not have any cash. Specify that you are using Mozilla in the cheat engine. After you have completed the first level, write "double" variable in value type and then type the value for the first level, and you can easily notice the game appearance seems to be changed, because the second level of the game consists of first level...

How To: Make a wire wrapped crystal cluster ring

Sick of spending massive amounts of cash on jewelry that's not even your style? Express & accesorize yourself exactly the way you'd like by making your own jewelry! In this three-part jewelry-making tutorial, learn how to make a wire wrapped ring base with a crystal beed accent. You will need: A pair of flash cutters, pliers, a round object to make the ring form, 18 gage copper coated artistic wire, 24 gage artistic wire, and 26 gage artistic wire to secure the crystals & beads on the ring. E...

How To: Turn Your Smartphone Pics into Extra Cash with These Android and iPhone Apps

Everything is documented these days, thanks to the Internet and mobile devices. Most people who own a smartphone use it to take lots of pictures. If you're one of those people, an app called Scoopshot can help you turn some of those photos into extra cash. Scoopshots lets you post your pics so that news organizations can pay you to use them. Companies can also post tasks, so if someone is looking for a particular photo in your area, you can accept the task, go take the photo, and earn money f...

How To: Get paid to work out by becoming a personal trainer

For most of us, working out at the gym is a time we have to schedule outside of our other work and family commitments. But how about making exercise your job? No, we're not talking about becoming a pro athelete. Rather, if you become a personal trainer you can work out, help others work out, and get paid good money while doing it.

How To: Understand a securitization

In this tutorial, we learn how to understand a securitization. This is a type of structured finance that has three key elements. the first is that there is a pooling of credit sensitive assets. In pooling the assets, you introduce diversification. The second element is to transfer credit risk to the third party and make rules around whether there has been a true transfer of credit risk. The third element in this is trenching of liabilities. This means when cash flows are transferred to a spec...

How To: Create an exotic Arabian makeup look on a budget

Are you sick of all those tutorials that are packed with expensive products? Well, you're in luck! In this video, learn how to make an exotic Arabian style with budget makeup. Just because it's from a drugstore doesn't mean it isn't gorgeous! So, gather what you have and save some cash and get started with this exotic makeup style. You will definitely impress anyone you meet and no one will even tell the difference!

How To: Compare loans with a spreadsheet in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 45th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to perform debt analysis with the following input variables: % Down Payment, APR, Years, Points, Extra Fee. See how to calculate Amount to Borrow, Monthly Pay...

How To: Make a duct tape wallet

During this time of economic burden, people are being more frugal than ever. People are now more careful about how they take care of certain items and how often they purchase them. In this tutorial, if you are looking for a way to save some cash as well as store some, this video tutorial is right up your alley! Find out how to use duct tape in order to make a cool looking wallet. It's easy and can be a fun activity for you to perform. Enjoy!

How To: Create DIY edgy destroyed jeans

Why pay all the money for destroyed designer jeans when you can get that same look for free? Using simple tools you find in your house you can get that ripped looked for any pair of your jeans. After this quick video, you will be on your way to great looking jeans without a trip to the mall. All you need to get started is a razor, scissors, and a piece of cardboard. So save yourself some cash and create the destroyed jean look yourself.

How To: Fiberglass a Mjolnir armor mask from the Halo series

Interested in using fiberglass? In conjunction with the 405th, an online e-zine dedicated to Mjolnir Armor costuming for the Xbox Halo video game series, this tutorial shows you a step by step process of how to layer fiberglass on the inside of a costume mask. Materials needed include latex gloves, respirator or ventilation mask, fiberglass resin, fiberglass cloth, scissors, and a foam brush. Be sure to give up the cash for a great ventilation mask... some of these materials can be toxic to y...

How To: Paint acrylic portraits

Watch this painting tutorial and learn a method to paint acrylic paintings using an imaging editing program called Gimp. No drawing skills required. If you want to learn how to use acrylic paint but don't want to spend a ton of cash on supplies, here's how. The supplies are student grade and inexpensive. You can get them all for under $15. Learn how to become a better painter & be sure to stay tuned in for all 6 chapters!