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How To: Effectively negotiate with your credit card company

In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are able to work out a way to not have to pay an annual fee for using a credit card, which will help save money. The third item is the interest rate. Users can negotiate and try to lower the interest rate that they must pay. T...

How To: Use the reverse auction site Dubli

This will illustrate us how to use the reverse auction site Dubli. Here are the following steps.Step 1: First of all enter the link and log onto the official website of DubliStep 2: Now you will find various options on the homepage of Dubli.Step 3: go and click the option of auction option.Step 4: The various product that are for auction will be displayed.Step 5: Search for the product that you want to auction for and enter the amount that you pay for the product and press the go button.Step ...

How To: Not pay for texting on the iPhone or iPod Touch

This video shows you how to bypass expensive texting charges and use this free and easy way to text people without the need to download apps, go to websites, or jailbreak your device. Works on basically any cell phone. No need to ever pay $20.00 for unlimited texting with AT&T, watching this you'll be able to text for free whenever, and whoever.

How To: Meet girls with the right opening line

David Wygant discusses how to meet girls with the right opening line. First, don't initially get hung up on one girl. You can become selective once you successfully utilize techniques to be open to everyone and gain their interest. First, observe a woman and get inside her head. Women and men think in very similar ways. Everyone's favorite conversation is about themselves. Keep her lips moving and talking about herself by observing and paying attention to every little detail. Train your mind ...

How To: Hack a Vending Machine in 3 Easy Steps

How to get a vending machine to pay you for its goodies, instead of you paying for them. First off, find a older vending machine, and insert your dollar bill as you normally would. Once you have entered it, you can select which ever item you want. Then quickly, before the item dispenses, hold up on the gate to prevent the item from falling. When it falls, it should rest on the back of the gate you're holding up—don't let go yet. After a long wait, the vending machine will think nothing dispen...

How To: Back Up Your Gmail Account (5 Ways of Archiving Gmail Data)

Last weekend, some unlucky Gmail users inadvertently had their email accounts wiped out. Actually, it was 0.02 percent of all Gmail users—or roughly 40,000 of the 200 million who use the email service, due to an "unexpected bug" which affected copies of the data. Gmail does make backup files of everything, so eventually everyone will reclaim their email history. In fact, as of yesterday, Google has successfully restored all information from their backup tapes and has started returning everyon...

How To: Calculate & compare interest rates in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:

How To: Copyright a book

You've written the great American novel, and you want to make sure that your story stays yours. Register your copyright and preserve your intellectual rights. In this video, learn how to copyright produced material.

Venmo 101: How to Send Money to Friends & Family

In the not so distant past, you had to actually go meet someone in person to repay money you owed them. Say they covered your half of dinner or picked up movie tickets — they wouldn't get their money back at least until the next time you saw them. Thankfully, Venmo has effectively eliminated this inconvenience.

How To: Can't Double Click to Install? Here's How to Download Apps & Use Apple Pay on the iPhone X

If you used Touch ID on an iPhone before, all you had to do to install apps and games from the App Store was rest your fingertip on the Home button. On the iPhone X, there's Face ID instead, and Apple has included on-screen instructions to help everyone adjust to the lack of Home button. Still, those instructions may not be working for you, but the solution is as simple as a misinterpretation.

News: iOS 11.2 Released to the Masses with Bug Fixes, Apple Pay Cash & More New Features

It's been a busy week for Apple. After two beta updates in one week, iOS 11.2 was released to the public around 1:30 a.m. PT on Saturday, Dec. 2. Usually, Apple releases updates around 10 a.m. PT, but this one was rushed in the wake of a huge time/date bug that was causing some iPhones to crash on Dec. 2 once 12:15 a.m. local time hit. But bug fixes aren't the only thing in this new iOS version.

News: As FTC Cracks Down, Instagram Will Start Letting You Know Who's Getting Paid to Post

Get ready IG influencers, the Instagram promotional world as you know it is about to change. Instagram is one of the top places for influencers to make money with product promotion. So, of course, it is to be expected that these IG dominators would run into their fair share of disasters. Especially since over 90% of celebrities and influencers on Instagram don't follow FTC guidelines.

Deal Alert: Use Android Pay to Get a Free Chromecast & Music

Google announced today that it's offering rewards to Android Pay users, and taking advantage of these deals could land you a free 2nd Generation Chromecast, among other prizes. The Tap 10 promotion is pretty self-explanatory: Tap to use Android Pay 10 times before February 29, 2016, and Google will give you a code to redeem a free Chromecast, free music, or both. You'll also be rewarded for Taps 1 through 9 as well. You'll receive a code for one music track from the Google Play Store for ever...

How To: Make a healthy, vegan vegetable tuna salad without any fish

Tuna is said to be bad for cats, but it also has toxins that affect humans, too. If eaten in large quantities, you could contract mercury poisoning or worse. But why subject yourself to that when you wouldn't even feed tuna to your kittens? Because it tastes good? Well, you can get that same great taste without any fish! Watch this recipe to learn how to make a tuna salad, full of vegetables and the secret ingredient— hijiki— a delicious fresh-from-the-sea flavor sold in dried black strips.

How To: Fly stand-by

Need to leave town earlier or later than planned? Flying stand-by is not as simple as it used to be. Learn how to fly stand by - you never know when it may be necessary.

How To: Master the camel pose when practicing yoa

The camel pose will open up your throat, increase the blood flow into your brain and aid in your digestion. Make sure you have stretched adequately before attempting this pose, and pay attention to your breathing to make sure you are inhaling and exhaling at the right times.