Reduce Rates Search Results

How To: Calculate & compare interest rates in Microsoft Excel

Whether you're interested in learning Microsoft Excel from the bottom up or just looking to pick up a few tips and tricks, you've come to the right place. In this tutorial from everyone's favorite digital spreadsheet guru, ExcelIsFun, the 48th installment in his "Highline Excel Class" series of free video Excel lessons, you'll learn how to use the RATE, EFFECT, NOMINAL and NPER Excel functions to solve the following problems:

How To: Reduce shoulder injuries with stabilizing exercises

In this video, we learn how to reduce shoulder injuries with stabilizing exercises. This will not build your muscle, but it will help prevent you from hurting your shoulder, which will cause you not to work out. The first exercise you can do is to lay on your side and place a folded towel underneath your elbow. After this, relax your body and prop your head up with your other hand. Now, grab a small weight and lift from the ground to slightly higher than horizontal. The next exercise you can ...

How To: Reduce and prevent stretch marks with argan oil

In this video, we learn how to reduce and prevent stretch marks with argan oil. This is great to keep the skin elastic and is enriched with antioxidants. First, grab your 100% natural argan oil and almond oil. Mix one part argan oil with one part almond oil, then add in a couple drops of rose oil. After this, stir it all together until combined. Use this on the area with stretch marks twice a day, in the morning and at night. This has such rich properties, it will keep the skin firm and help ...

How To: Reduce depth of field in Photoshop

This video tutorial, by photoshopuniverse, shows you how to reduce the depth of field after a photo is taken using Photoshop. This enables you to ensure that your main subject is clearly in focus while the background is out of focus or blurry. First duplicate the layer using the short cut that was mentioned and apply the filter lens blur to the new layer and adjust the radius so that an adequate amount of blurring is achieved. Add a layer mask and bring the subject to focus by selecting the b...

How To: Reduce beard stubble in Photoshop

This video, produced by Photoshop Universe, teaches how to reduce beard stubble or 5 o'clock shadows from male pictures. We are shown how to use the dust and scratches filter, layer mask, as well as the advanced layer style command "blend if" on the underlying layer helps us to make this possible. The first step is to duplicate the layer and then select filter, noise, and dust and scratches. The second step is to apply some dust and scratches to the beard selection. Finally we blur the layer ...

How To: Calculate the unemployment rate

All you hear about on the news, the radio, and in other media sources is how the unemployment rate is high. But how do they know that? How did they get to that conclusion? Well, wonder no more! In this video you will learn what formulas you can use and other statistics to find out what the unemployment rate is.

How To: Calculate what your maximum heart rate is

Your maximum heart rate is an important piece of information to know if you are exercising seriously and want to make sure you are going hard without damaging your body. This video will teach you an easy, conservative way to estimate your maximum heart rate. With this knowledge and a heart monitor you will be able to assess the quality of your workout more accurately.

How To: iPhone Too Bright at Night? Don't Just Use the Brightness Slider

Even with your iPhone's brightness slider down all the way, your display will probably still be too bright at night with all the lights dimmed or turned off. So if you want to continue scrolling through Instagram in bed or enjoying a late-night TikTok binge without hurting your eyes, there's a quick trick you can use to make your screen even dimmer and prevent strain on those peepers.

How To: Set Cross-Fade Animations in iOS 13 for Smoother Lateral Transitions in Menus & Apps

Beyond spotlight-grabbing features like Dark Mode and computer mice support that iOS 13 contains, Apple has also made its mobile platform more user-friendly for people that exhibit sensitivity to on-screen animations. If you've always found the transitional effects between app pages jarring, your iPhone now has a setting to help with that, preventing possible motion sickness and anxiety.

How To: Make a French bordelaise sauce

In this tutorial, Chef John from Food Wishes shows us how to make a simple bordelaise sauce. First, take 4 shallots and peel and slice them. Place them into a saucepan with a little bit of butter and a pinch of salt. Slowly caramelize the shallots over low-medium heat. Once they are caramelized, add 1 cup of red wine to the pot and bring to a simmer. Keep stirring and once the wine is reduced, add 2 cups of veil stock. Now, reduce this to half and remove it from heat. Pour this through a stra...

How To: Do exercises to reduce your breast size

In this video from modernmom we learn exercises to reduce your breast size. You can't lose weight in your breast the personal trainer says. But when you want to lose weight, and you get into an exercise program that is consistent, you will begin to lose weight, and our bodies shed pounds all over, and because there is lots of fat in the breast tissue, you will notice they will get smaller. There's no one specific exercise though. But doing a walking program and watching calories will make you...

How To: Properly hold drumsticks

Holding your drumsticks correctly will reduce tension and give you greater speed and control in playing while reducing fatigue. In this video tutorial, DRUM! Magazine music editor Wally Schnalle demonstrates how to properly hold drumsticks and provides tips for best performance. Get a handle on drumstick grips with this how-to.

How To: Reduce luminance noise in Adobe Photoshop CS5

Looking for a guide on how to get rid of luminance noise with Photoshop CS5? Look no further! Whether you're new to Adobe's popular raster graphics editor or a seasoned designer looking to better acquaint yourself with the new features and functions of the latest iteration of the application, you're sure to benefit from this free software tutorial. For more information, watch this video guide.

How To: Fertilize your fall lawn

John White from Southwest Yard and Garden teaches viewers how to fertilize and care for their fall lawn. Fertilization is recommended at 1 pound per month. As you reach September and October, reduce your nitrogen to 1/4 a pound and as October comes around reduce this even further to about half a pound. You will need turf fertilizer and on this package there will be three numbers in the order representing nitrogen, phosphorous and potassium. In late fall you will want to use a fertilizer with ...

How To: Make grilled halibut steaks with chanterelles

Chef John from FoodWishes prepares a grilled halibut steak with corn and chanterelle mushrooms. You can find chanterelle mushrooms in most upscale markets. Before cutting into chanterelle mushroom make sure you remove as much dirt as possible by using a brush or the edge of a fork. Next, cut chanterelle mushrooms into thick meaty slices.

News: What to Do When You Get a Low Heart Rate Notification on Your Apple Watch

You're minding your business when your Apple Watch taps you. To your surprise, the watch claims your heart rate dipped abnormally low. The news might come as a shock — especially if you have no history of a heart condition — but before you panic, you should take the time to fully understand what this alert is really saying and what you can and should do about it.

How To: Check Your Heart Rate on Any Android Phone

Samsung created quite a buzz when it debuted a built-in heart rate sensor on the Galaxy S5 back in 2014, but amazingly, not many other manufacturers decided to follow suit. It's really a shame, too, since data from a heart rate sensor would go perfectly hand in hand with the increasing fitness- and activity-tracking features that most smartphones sport these days.

How To: Choose Sunglasses

One of the vital fashion accessories is sunglasses. Sunglasses assist in creating a sort of unique identity for you. Your age, the shape of your face and of course your personal taste influences the precise style you decide on. There are some basic factors that must be put into consideration when you are thinking of buying your pair of sunglasses. It is important to be educated about what makes a quality pair of sunglasses. So when you want to choose your next pair of sunglasses, keep the fol...

How To: "Flip and go" to divide fractions

In this video, we learn how to flip and go to divide fractions. First, take your equation and then look at the fractions that you are given. If you work this out and end up with a fraction that can be reduced further, then reduce it. If you understand how to multiply fractions then you will understand how to divide them. You will take the second fraction in your equation and flip it upside down. Now the denominator will be the numerator and so on. Once you do this, you will change the sign to...

How To: Multiply fractions easily

In this tutorial, we learn how to multiply fractions easily. First, you will need to know where the numerator and denominator are in the equation. Numerator is on top and Denominator is on the bottom. When you multiply fractions, you multiply the top and then the bottom of the fractions straight across. Once you have multiplied them, you will write your number out as a fraction. Make sure you reduce your fraction as much as you can, or else it will not be a correct answer. To reduce it, see w...

How To: Reduce and simplify fractions

In this tutorial, we learn how to reduce and simplify fractions. When you do this, you want to make sure you have taken common factors out of the top and bottom, then divide them out until the only common factor is the number one. You will keep going until you get to this point, or you can do another method by finding the greatest common factor. To understand this better, take the example of 24/64. The greatest common factor of these numbers is 8, because it divides evenly into both of them. ...

How To: Make fresh marinara sauce

The Wildwood Test Kitchen demonstrates how to make fresh marinara sauce on the in this video. Start with some tomatoes run through a mill. Add some chopped garlic - just a little bit. Then add a little bit of oregeno, a little bit of salt and a little bit of black pepper. Then add one half cup of extra virgin olive oil to the sauce. Mix up all the ingredients a bit. Next, this blend should be put right into a hot skillet in the oven. It should take about five minutes to reduce down in the ove...

How To: Calculate interest rates for payday loans in MS Excel

The video demonstrates the way of calculating the interest rates for payday loans using MS Excel. The person presenting the video has got his MS Excel sheet with all the formulas and data ready. He first starts with the nominal & effect & future value tab. He gives us an example where you give the lenders a check of $250 that has a date 25 days in future and get $200 loan today. Now he teaches us hot to calculate APR and EAR. HE has got the data ready there, the period of the loan which is 25...