There's nothing more disappointing than finding yourself all packed and ready to travel when you find your flight has been canceled. You can make the best of the situation by finding out just what you are entitled to or how to best ameliorate the situation.
As a former repair tech, I've heard the same reasons over and over as to why people opt not to purchase phone insurance. Some cite the cost—why pay extra every month for insurance when you're careful with your phone? Deductibles are expensive, so why not just spend that money on a repair instead of getting a refurbished phone as a replacement?
Despite longer live spans, almost half a million people die of healthcare-associated infections (HAIs) each year, many of them preventable.