In this tutorial, we learn how to understand a securitization. This is a type of structured finance that has three key elements. the first is that there is a pooling of credit sensitive assets. In pooling the assets, you introduce diversification. The second element is to transfer credit risk to the third party and make rules around whether there has been a true transfer of credit risk. The third element in this is trenching of liabilities. This means when cash flows are transferred to a spec...
In this video, Peter John teaches us how to palm read the right hand and changes. The square hand is usually the practical side of the person. Where the thumb comes out from the side of the hand shows a person of extravagance. When the thumb is closer to the hand it shows a person who clings or holds onto their money. A line underneath the pointer finger means the person is going to go into business. A line coming out from underneath that means someone who controls their emotions and can make...
In this video, we learn how to palm read the straight heart line and head line. If the thumb is farther away from the hand this means they like to spend money a lot and don't hold onto it. The line across the top of the hand that is straight is very rare. Islands on this line mean there is a setback in this person's life doing with love. Lines underneath the fingers shows someone who is helpful and hard working. The heart line shows the emotions of someone and how they feel about themselves o...
By now you've probably heard of the duct tape crafting trend. If nothing else, the sour economy has inspired an upsurge of popularity in DIY stuff, including using duct tape to make everything from prom dresses to wallets.
With all the stuff we have to do these days and our constant connectivity to the internet, it's no wonder most of us have a hard time taking a break. And no, by break we don't mean checking your Facebook and updating your satus.
In this Magic & Parlor Tricks video tutorial you will learn how to use normal playing cards as Tarot cards with Peter John. The diamond cards are used for money or finances in Tarot cards. Spades are known as swords in Tarot cards. Hearts are called cups, Clubs cards are recognized as business in Tarot cards. Hearts cards represent home, love, relationships and family. Spades are akin to problems, difficulties and dangers. The worst card is the 10 of spades. So, when you don't have Tarot card...
In this video, Peter John teaches us how to palm read the heart and head line on the palm. When you see the heart line come across the mounds of Jupiter, you will be able to tell if someone is going to be wealthy. If the heart line is broken up, this shows the person has extra emotions. The heart line going towards the mounds of Jupiter is someone who is looking for a perfect mate to be with. When the heart line crosses and goes between the first and second person, it means that this person i...
In this video tutorial, viewers learn how to cut a bolt and save the threads. The materials required for this task are: a hacksaw, steel bristle brush, bolt cutters, wrench, oil and a filer. Begin by putting some oil onto the threads of the bolt. Then place the saw on the desired groove and cut across through the thread. Now brush it with the steel bristle brush to remove the debris. Finish by removing the excess metal with the filer and unscrew the bolt(s). This video will benefit those view...
Thanks to the anorexic waifs who predominate the modeling industry, we have been led to believe that blunt, so-sharp-you'll-cut-your-finger-on-them cheeks are the Holy Grail of cheekbone shapes. So many of us spend money purchasing bronzers and dusty rose blushes hoping to fake those cheekbones if we don't have them.
Origami is a lot of fun (okay, and also a lot of frustration), but what often turns beginners off from the Japanese art form is simply that it requires special origami tissue paper. While it's true that thin paper made exclusively for origami is preferable for any origami project, you can substitute plain old printer paper instead if you're low on money or just out of origami tissue paper.
Hairy sisters of the world don't have it easy, and we feel your pain. From plucking those pesky toe hairs to seeing your threader on a twice monthly basis, getting rid of the bushiness that is your body is one big pain in the ass...and wallet. If you're paying for enough hair removal treatments to rival Big Foot, save some money by making your own hair removal wax.
We love the way spritzing on our favorite perfume before we got out for a night on the town makes us feel instantly sexier and more confident. But we don't love how those charming vanilla notes fade after just half an hour or so.
In this video, we learn how to make an easy $20 DIY art easel with Patrick Lawrence. Each side should be about 6' tall, and make sure you screw it into the wall when you are finished. First, you will hold these together with a carriage bolt that slides up and down the two pieces of wood. At the top, screw the screws into the wall and at the bottom, bolt it up the same way as in the middle using a wing nut and a big washer. That's all there is to making an easel yourself, saving you tons of mo...
In this video, we learn how to buy a can of soda. First, you want to find a soda machine that accepts dollar bills or change. After this, you want to find the soda that you want to purchase and see how much it costs. Next, you want to insert your money into the machine and press the button for the desired kind of soda you want. Now, wait for the can to dispense out of the bottom, then collect any change that comes out as well. After this, you can open your soda and enjoy drinking it as a grea...
In this video tutorial, viewers learn how to watch Star Trek: The Original Series online for free. Begin by opening your internet web browser and go to the You Tube website. Then click on the Shows tab on the top of the page. Now click on the Most Popular tab and select Science Fiction under Shows in the sidebar. Then select Star Trek: Original Series and select the episode that you wish to watch. This video will benefit those viewers who are Star Trek fans, and would like to learn how to wat...
In this video, we learn how to heat your home and save energy. Any gaps around the door can lower the temperature dramatically, so make sure you have weather stripping along the sides, bottom and top of the door. You should also make sure this stripping is on your windows as well. Just by having all these in your home, you will save a lot of money on your bills. Also, you need to make sure your control system is set onto one temperature all the time. If it stays at one constant temperature, y...
In this video, we learn how to harvest seed for flour in the wilderness. First, gather up some seeds from your yard inside the different plants. After this, let the air dry your seeds so there is no more moisture left inside of them. After this is done, you can take the seeds and grind them up into a fine powder that you can use as flour when you are baking. This is a great way to eat more healthy and use what you have in your garden instead of going out to purchase flour from the store. You ...
In this video, we learn how to make a gift Christmas jar with Stampin' Up! First, take any type of jar you want to collect money in. After this, rinse out the inside and remove the labels off of the bottle and measure them. Now, take a piece of card stock and cut it out to make the length of the label from the bottle. Now, decorate the bottle with different Christmas decorations and then tape it onto the jar or bottle. Next, add on different types of felt cut outs to the jar as well. To finis...
In this tutorial, we learn how to program a thermostat. First, you will need to look up what your home temperature should be at all times, depending on how large it is and what time of the day it is. Once you do this, you will go to your thermostat and figure out how to change the temperature settings for each day of the week. Adjust the temperature to change when you are home and for when you are not going to be home. If you don't have the heat on when you aren't home, this will help you to ...
Angelina Jolie's action flick "SALT" has been steamrolled at the box office by Christopher Nolan's dream world thriller "Inception," but the picture has many merits that make it deserving of your hard-earned money the next time you hit the movie theater.
If you're experiencing some problems with your GE oven, don't call a service person just yet. Sometimes the fix is so simple that when the homeowners realize it, it may already be too late and they'll need to fork over a ton of money.
Brake pads are essential when owning any sort of vehicle. Driving without them will without a doubt result in serious injury or death. So if you own a Kawasaki Ninja 250R motorcycle, then pay attention to this tutorial.
Performing regular maintenance work on a car or motorcycle is a great way to not only extend the life of your vehicle, but save a lot of money.
If you own a motorcycle that needs some maintenance, taking it to the dealership is going to be costly. But doing it yourself, can be a great way to save on some cash.
According to a recent survey, many of us work to live rather than live to work. That may explain the lack of satisfaction that most workers report at their jobs. While little job satisfaction can be attributed to a number of causes (horrible boss, bad pay, bad hours, etc.), there is first and foremost the prime mover. Many people are stuck at a job they don't want, sadly.
This video tutorial belongs to the Beauty & Style category which is going to show you how to wear a wrist watch. These days not many people wear watches. They find out time with their cell phones. If you want to improve your image, wearing a watch will help. If you are going for a job interview or on a date, you should wear a watch. Because watches co-relate to responsibility and hence project a better picture of yourself. A solid stainless steel watch is universal and matches with formal as ...
In this tutorial, we learn how to make a Christmas style wreath bow. First, cut a piece of holiday ribbon and pin it into place. After this, make a bow out of the ribbon. Next, curl the ends of the ribbon and pin them into the wreath as well. Use your fingers to make curls and waves in the ribbon to make it look like it's moving in the wind. Pin these securely into place. Once you are finished, hang up your wreath and enjoy the decorations! This is a great project to do that will save you a l...
In this video tutorial, viewers learn how to make free custom ring tones for an iPhone. Begin by clicking on the Start menu and select Control Panel. Then click on the Folder Options and deselect "Hide extensions for known file types". Now open iTunes and select the desired song. Right-click on it and select Get Info. Click on the Options tab and make the song lasts only 29 seconds. Then right-click on the song and select Create AAC version and wait for it to finish converting. Now open the c...
A trip to the movies simply isn't complete without a nice big tub of buttery popcorn. Salty and crunchy, it's the perfect complement to the much more sugary treats offered at movie theater concession stands, and tastes great when washed down with a can of Coke.
In this tutorial, we learn how to make a single speed bike crank. You will need: chain ring bolt tool, large screwdriver, Allen wrench, file, hacksaw, vise, and crank set with 2 ring. First, grab your chain ring bolts and cut about 3mm off of the end. If the nut moves while you are cutting it, adjust it. After this, put your chain ring on the inside of the crank arm to align the chain. When you are finished, you will have a single speed bike crank! This tool shouldn't take too long to create,...
In this video tutorial, viewers learn how to meet women while on vacation. When on vacation, guys usually make the mistake of spending the money to only try to attract women, when they should actually be learning and having fun. When talking to a women, ask her questions about the destination and other interesting subjects. Do not try to seduce or get the woman's phone number. Be yourself and don't objectify women. This video will benefit those viewers who are single and are in need of dating...
In this tutorial, we learn how to convert a halogen lamp into a makeshift ring light. Instead of pointing this light straight at the person you are photographing, you can use a ring light to make the halogen light less harsh. The prices for ring lights are very expensive, so making this yourself can save you a lot of money. First, go out and buy a round metal mesh object wherever you can find one. You will also need tin foil, a plastic cup, and wire cutters. First, set the metal bowl on top o...
In this tutorial, we learn how to hang drywall in your own home. Hanging your own drywall will save you a lot of money, but it takes a lot of time. You will first need to start on the ceiling and then secure the drywall with screws. You will have to use a saw to make boxes for electrical boxes. When finished hanging the walls, you will need to apply compound to the walls and then paint over it when you are finished. Hanging your own drywall can save you tens of thousands of dollars over profe...
If you need help balancing our tires on your RC vehicle, this tutorial should help. Like a regular car, tire balancing is very beneficial since it can make things last a lot longer and make your RC drive smoother.
In this tutorial, we learn how to check the engine light. The check engine light comes on when the engine control module recognizes that your car emissions are not running properly. All of the systems work together with sensors to make sure everything is running correctly. Some problems can be severe while some won't affect the way to car drives at all. When you take your car into a mechanic shop, they will hook it up to a computer which will pin point what the area the problem is in. So make...
In this video tutorial, viewers learn how to conserve at home. One way to conserve at home is to have a recycling bin. Before throwing away a recyclable item, rinse it off first to avoid unpleasant odors. Change all the incandescent light bulbs in your home to fluorescent light bulbs to conserve the electricity. Fluorescent light bulbs consume 4 times less energy and lasts 8 times longer. Use home appliances that have the "Energy Star" label on them. Wash your clothing with cold water. Eat or...
If you have some parts hanging around your work station and need to do something with them, why not try and make a tapping machine. Sure you need certain parts, but if you got almost everything you need, you can go out and buyt the rest without spending a ton of money.
In this video tutorial, viewers learn how to make a profit from real estate investments. The hard way to invest in profit is to buy a property and then rent it out. If users invest this way, they will have to take all the responsibilities of a landlord. Users are able to turn it over to a management company, but will end up loaning money. The easy way to invest in profit is to invest in Real Estate Investment Trust. This will allow users to invest in apartment buildings, shopping malls or off...
When molding or carving pieces of wood using a lathe, it's important that you have the right tools for the job. This includes having your tools nice and sharp for when you need them. You can actually pay someone to do this, but how about you save some money?
If you've bee washing your clothes and have noticed a faint odor coming from inside of your washer, you may have a problem. Overloading a washer can produce an odor that is warning you to stop adding clothes to an already tired machine. By continually overloading your washer, you're asking for trouble as well as an excuse to spend money on your machine.
